CROOZ, Inc. risk profile
63 Stretched several inputs deteriorating together
Measured 21 October 2026 from 2138.T's filed statements. Recomputed nightly.
63 (Stretched), driven by Cash conversion at 87, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 53 | Elevated | Stable | Drawdown from the 52-week high — 30.7% |
| Operating pressure | 35 | Normal | Easing | Operating-margin drift — -4.4 percentage points |
| Cash conversion | 87 | Acute | Easing | Capital spending against operating cash — -1.58x |
| Leverage and coverage | 82 | Acute | Stable | Net debt to EBITDA — 36.89x |
| Competitive position | 64 | Stretched | Stable | Revenue-growth gap against peers — -33.5 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.