Postal Savings Bank of China Co Ltd

Research Postal Savings Bank of China Co Ltd (3YB) on Bullrun: market cap EUR 63.65B, P/E 5.9, dividend yield 5.0%. Explore financials, valuation history, model signals, and stock context.

Key Metrics

Ticker3YB
ExchangeF
CountryChina
SectorFinancial Services
IndustryBanks - Regional
CurrencyEUR
Market capEUR 63.65B
P/E5.9
Dividend yield5.0%
Financial periodFY2025
RevenueCNY 353.21B
Revenue growth0.3%
Net incomeCNY 87.40B
Free cash flowCNY 398.30B

Valuation Snapshot

latest market cap is EUR 63.65B; P/E is 5.9; dividend yield is 5.0%.

Peer valuation comparison

Latest P/E is 5.89x versus a Financial Services sector median of 13.84x (57.4% below).

Latest dividend yield is 5.02% versus a Financial Services sector median of 3.86% (30.2% above).

Five-year financial history

Year	Revenue	Net income	Free cash flow	Gross margin	Diluted EPS	Cash	Total debt	Equity
FY2025	CNY 353.21B	CNY 87.40B	CNY 398.30B	n/a	n/a	CNY 2.15T	CNY 262.16B	CNY 1.16T
FY2024	CNY 352.19B	CNY 86.48B	CNY 376.93B	n/a	0.81	CNY 1.96T	CNY 251.20B	CNY 1.03T
FY2023	CNY 341.36B	CNY 86.27B	CNY 250.37B	n/a	0.83	CNY 1.83T	CNY 270.41B	CNY 954.87B
FY2022	CNY 337.11B	CNY 85.22B	CNY 462.51B	n/a	0.85	CNY 1.73T	CNY 111.76B	CNY 824.23B
FY2021	n/a	n/a	n/a	n/a	0.78	n/a	n/a	n/a

Valuation history

Year	Snapshot date	Market cap	P/E	Dividend yield	Annual dividend/share
2026	2026-08-10	EUR 63.65B	5.9	5.1%	0.03

Dividend history

Latest trailing dividend snapshot: annual dividend/share 0.03 EUR, yield 5.0%.

Year	Dividends/share
FY2025	0.01 CNY
FY2024	0.05 CNY
FY2023	0.03 CNY
FY2022	0.03 CNY
FY2021	0.03 CNY

About Postal Savings Bank of China Co Ltd

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, foreign currency exchange deposit; passbooks and certificate of deposits; credit, mortgage, government, farmer, and merchant express loan; business easy mix, agriculture aid plus, domestic remittance and exchange, and payment and collection agency;

Related stock research

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Frequently asked questions

What is Postal Savings Bank of China Co Ltd's market cap?

Postal Savings Bank of China Co Ltd's market capitalization is EUR 63.65B.

What is Postal Savings Bank of China Co Ltd's P/E ratio?

Postal Savings Bank of China Co Ltd's price-to-earnings (P/E) ratio is 5.9.

Does Postal Savings Bank of China Co Ltd pay a dividend?

Postal Savings Bank of China Co Ltd has a dividend yield of 5.0%.

What does Postal Savings Bank of China Co Ltd do?

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China.