Fines inc. risk profile
70 Stretched several inputs deteriorating together
Measured 21 October 2026 from 5125.T's filed statements. Recomputed nightly.
70 (Stretched), driven by Market expectation at 74, over 3 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 74 | Stretched | Volatile | One-year price volatility — 49.9% |
| Operating pressure | 69 | Stretched | Worsening | Costs outgrowing revenue — +17.1 percentage points |
| Cash conversion | 67 | Stretched | Worsening | Capital spending against operating cash — 0.95x |
| Leverage and coverage | Reads total_debt, cash_and_cash_equivalents, ebitda, interest_expense, total_current_assets, total_current_liabilities and a disclosed CET1 ratio, for a bank or insurer. No reading is stored for this company. | |||
| Competitive position | Reads research_and_development, operating_income, revenue, peer cohort and disclosed transition KPIs. No reading is stored for this company. | |||
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.