Aozora Bank, Ltd.
Research Aozora Bank, Ltd. (8304.T) on Bullrun: market cap JPY 443.20B, P/E 14.4, dividend yield 2.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- Ticker8304.T
- ExchangeTSE
- CountryJapan
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyJPY
- Market capJPY 443.20B
- P/E14.4
- Dividend yield2.3%
- Financial periodFY2026
- RevenueJPY 123.66B
- Revenue growth14.1%
- Net incomeJPY 25.71B
- Free cash flowJPY 125.36B
Valuation Snapshot
latest market cap is JPY 443.20B; P/E is 14.4; dividend yield is 2.3%.
Peer valuation comparison
Latest P/E is 14.38x versus a Financial Services sector median of 13.04x (10.2% above).
Latest dividend yield is 2.27% versus a Financial Services sector median of 3.48% (34.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | JPY 123.66B | JPY 25.71B | JPY 125.36B | n/a | n/a | JPY 1.51T | JPY 893.36B | JPY 479.94B |
| FY2025 | JPY 108.41B | JPY 20.52B | -JPY 62.98B | n/a | 154.02 | JPY 1.41T | JPY 855.94B | JPY 451.42B |
| FY2024 | JPY 105.76B | -JPY 49.90B | JPY 126.47B | n/a | -427.22 | JPY 1.58T | JPY 744.70B | JPY 384.40B |
| FY2023 | JPY 104.58B | JPY 8.72B | -JPY 67.37B | n/a | 74.54 | JPY 1.28T | JPY 683.39B | JPY 438.66B |
| FY2022 | n/a | n/a | n/a | n/a | 299.38 | n/a | n/a | n/a |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-18 | JPY 443.20B | 14.4 | 2.9% | 94 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 94 JPY, yield 2.3%.
| Year | Dividends/share |
|---|---|
| FY2026 | 50 JPY |
| FY2025 | 88 JPY |
| FY2024 | 57 JPY |
| FY2023 | 116 JPY |
| FY2022 | 159 JPY |
About Aozora Bank, Ltd.
Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through four segments: Institutional Banking Unit, Market International Unit, Customer Relations Unit, and GMO Aozora Net Bank. The company offers savings account; time and structured deposits; account transfer services; investment trusts; fund wrap and financial product brokerage; internet banking; debit and cash cards; smartphone payment services;
ETFs that hold Aozora Bank, Ltd.
US-listed ETFs
Aozora Bank, Ltd. is held by 36 US-listed ETFs, going by the latest portfolios they filed with the SEC. The 8 most traded of them:
| ETF | Weight | Fee |
|---|---|---|
| iShares Core MSCI EAFE ETF (IEFA) | 0.01% | 0.07% |
| Vanguard FTSE Developed Markets Index Fund ETF Shares (VEA) | 0.01% | 0.03% |
| Vanguard Total International Stock Index Fund ETF Shares (VXUS) | <0.01% | 0.05% |
| Vanguard Total World Stock Index Fund ETF Shares (VT) | <0.01% | 0.06% |
| Schwab International Equity ETF (SCHF) | 0.01% | 0.03% |
| Vanguard FTSE All-World ex-US Index Fund ETF Shares (VEU) | <0.01% | 0.04% |
| iShares Core MSCI Total International Stock ETF (IXUS) | 0.01% | 0.07% |
| iShares Core MSCI International Developed Markets ETF (IDEV) | 0.01% | 0.04% |
Portfolios as filed with the SEC on Form N-PORT, dated May to July 2026. Brokers in the EU generally do not offer US-listed ETFs to retail investors.
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Frequently asked questions
What is Aozora Bank, Ltd.'s market cap?
Aozora Bank, Ltd.'s market capitalization is JPY 443.20B.
What is Aozora Bank, Ltd.'s P/E ratio?
Aozora Bank, Ltd.'s price-to-earnings (P/E) ratio is 14.4.
Does Aozora Bank, Ltd. pay a dividend?
Aozora Bank, Ltd. has a dividend yield of 2.3%.
What does Aozora Bank, Ltd. do?
Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through four segments: Institutional Banking Unit, Market International Unit, Customer Relations Unit, and GMO Aozora Net Bank. The company offers savings account; time and structured deposits; account transfer services; investment trusts; fund wrap and financial product brokerage; internet banking; debit and cash cards; smartphone payment services; and personal pension, whole life, and long-term care and medical insurance.