The Bank of Saga Ltd.
Research The Bank of Saga Ltd. (8395.T) on Bullrun: market cap JPY 110.53B, P/E 10.5, dividend yield 1.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- Ticker8395.T
- ExchangeTSE
- CountryJapan
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyJPY
- Market capJPY 110.53B
- P/E10.5
- Dividend yield1.9%
- Financial periodFY2026
- RevenueJPY 60.30B
- Revenue growth25.9%
- Net incomeJPY 8.59B
- Free cash flow-JPY 79.88B
Valuation Snapshot
latest market cap is JPY 110.53B; P/E is 10.5; dividend yield is 1.9%.
Peer valuation comparison
Latest P/E is 10.47x versus a Financial Services sector median of 13.04x (19.7% below).
Latest dividend yield is 1.86% versus a Financial Services sector median of 3.48% (46.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | JPY 60.30B | JPY 8.59B | -JPY 79.88B | n/a | 504.83 | JPY 278.28B | JPY 12.25B | JPY 126.50B |
| FY2025 | JPY 47.91B | JPY 7.50B | -JPY 27.66B | n/a | 441.27 | JPY 270.96B | JPY 6.43B | JPY 116.37B |
| FY2024 | JPY 44.30B | JPY 6.22B | JPY 110.66B | n/a | 366.5 | JPY 201.84B | JPY 6.58B | JPY 122.85B |
| FY2023 | JPY 42.01B | JPY 5.49B | -JPY 190.17B | n/a | 324.04 | JPY 72.97B | JPY 6.44B | JPY 108.76B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-18 | JPY 110.53B | 10.5 | 1.8% | 115 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 115 JPY, yield 1.9%.
| Year | Dividends/share |
|---|---|
| FY2026 | 115 JPY |
| FY2025 | 100 JPY |
| FY2024 | 85 JPY |
| FY2023 | 70 JPY |
About The Bank of Saga Ltd.
The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; medical, nursing care, personal pension, single payment, and internet insurance; and internet banking.
ETFs that hold The Bank of Saga Ltd.
US-listed ETFs
The Bank of Saga Ltd. is held by 19 US-listed ETFs, going by the latest portfolios they filed with the SEC. The 8 most traded of them:
| ETF | Weight | Fee |
|---|---|---|
| Vanguard FTSE Developed Markets Index Fund ETF Shares (VEA) | <0.01% | 0.03% |
| Vanguard Total International Stock Index Fund ETF Shares (VXUS) | <0.01% | 0.05% |
| Vanguard Total World Stock Index Fund ETF Shares (VT) | <0.01% | 0.06% |
| Avantis International Equity ETF (AVDE) | <0.01% | 0.23% |
| Dimensional International Core Equity Market ETF (DFAI) | <0.01% | 0.18% |
| Avantis International Small Cap Value ETF (AVDV) | 0.04% | 0.36% |
| Dimensional International Core Equity 2 ETF (DFIC) | <0.01% | 0.22% |
| Vanguard FTSE Pacific Index Fund ETF Shares (VPL) | <0.01% | 0.07% |
Portfolios as filed with the SEC on Form N-PORT, dated May to July 2026. Brokers in the EU generally do not offer US-listed ETFs to retail investors.
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Frequently asked questions
What is The Bank of Saga Ltd.'s market cap?
The Bank of Saga Ltd.'s market capitalization is JPY 110.53B.
What is The Bank of Saga Ltd.'s P/E ratio?
The Bank of Saga Ltd.'s price-to-earnings (P/E) ratio is 10.5.
Does The Bank of Saga Ltd. pay a dividend?
The Bank of Saga Ltd. has a dividend yield of 1.9%.
What does The Bank of Saga Ltd. do?
The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; medical, nursing care, personal pension, single payment, and internet insurance; and internet banking.