Bank of The Ryukyus, Limited
Research Bank of The Ryukyus, Limited (8399.T) on Bullrun: market cap JPY 121.01B, P/E 12.8, dividend yield 4.1%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- Ticker8399.T
- ExchangeTSE
- CountryJapan
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyJPY
- Market capJPY 121.01B
- P/E12.8
- Dividend yield4.1%
- Financial periodFY2026
- RevenueJPY 67.36B
- Revenue growth11.0%
- Net incomeJPY 9.08B
- Free cash flowJPY 13.14B
Valuation Snapshot
latest market cap is JPY 121.01B; P/E is 12.8; dividend yield is 4.1%.
Peer valuation comparison
Latest P/E is 12.75x versus a Financial Services sector median of 13.04x (2.2% below).
Latest dividend yield is 4.07% versus a Financial Services sector median of 3.48% (17.0% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | JPY 67.36B | JPY 9.08B | JPY 13.14B | n/a | 221.53 | JPY 161.54B | JPY 15.75B | JPY 145.52B |
| FY2025 | JPY 60.71B | JPY 5.75B | -JPY 164.45B | n/a | 138.92 | JPY 171.58B | JPY 19.54B | JPY 139.83B |
| FY2024 | JPY 56.55B | JPY 5.65B | -JPY 51.26B | n/a | 135.5 | JPY 341.76B | JPY 19.27B | JPY 142.57B |
| FY2023 | JPY 52.01B | JPY 5.90B | -JPY 56.59B | n/a | 138.98 | JPY 598.66B | JPY 104.87B | JPY 138.16B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-18 | JPY 121.01B | 12.8 | 3.7% | 110 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 110 JPY, yield 4.1%.
| Year | Dividends/share |
|---|---|
| FY2026 | 110 JPY |
| FY2025 | 46 JPY |
| FY2024 | 37.5 JPY |
| FY2023 | 36 JPY |
About Bank of The Ryukyus, Limited
Bank of The Ryukyus, Limited provides various banking products and services in Japan. It operates through the Banking, Lease, Credit Card, Credit Guarantee Business, and IT Business segments. The company offers savings, comprehensive, guardiamship support, time, fixed term, and property deposits; loan products, including housing, reverse mortgage, apartment, car, education, personal, card, and Ippo consolidated loans;
ETFs that hold Bank of The Ryukyus, Limited
US-listed ETFs
Bank of The Ryukyus, Limited is held by 20 US-listed ETFs, going by the latest portfolios they filed with the SEC. The 8 most traded of them:
| ETF | Weight | Fee |
|---|---|---|
| Vanguard FTSE Developed Markets Index Fund ETF Shares (VEA) | <0.01% | 0.03% |
| Vanguard Total International Stock Index Fund ETF Shares (VXUS) | <0.01% | 0.05% |
| Vanguard Total World Stock Index Fund ETF Shares (VT) | <0.01% | 0.06% |
| Avantis International Equity ETF (AVDE) | <0.01% | 0.23% |
| Dimensional International Core Equity Market ETF (DFAI) | <0.01% | 0.18% |
| Avantis International Small Cap Value ETF (AVDV) | 0.06% | 0.36% |
| Dimensional International Core Equity 2 ETF (DFIC) | 0.01% | 0.22% |
| Vanguard FTSE Pacific Index Fund ETF Shares (VPL) | 0.01% | 0.07% |
Portfolios as filed with the SEC on Form N-PORT, dated May to July 2026. Brokers in the EU generally do not offer US-listed ETFs to retail investors.
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Frequently asked questions
What is Bank of The Ryukyus, Limited's market cap?
Bank of The Ryukyus, Limited's market capitalization is JPY 121.01B.
What is Bank of The Ryukyus, Limited's P/E ratio?
Bank of The Ryukyus, Limited's price-to-earnings (P/E) ratio is 12.8.
Does Bank of The Ryukyus, Limited pay a dividend?
Bank of The Ryukyus, Limited has a dividend yield of 4.1%.
What does Bank of The Ryukyus, Limited do?
Bank of The Ryukyus, Limited provides various banking products and services in Japan. It operates through the Banking, Lease, Credit Card, Credit Guarantee Business, and IT Business segments. The company offers savings, comprehensive, guardiamship support, time, fixed term, and property deposits; loan products, including housing, reverse mortgage, apartment, car, education, personal, card, and Ippo consolidated loans; and insurance products, such as individual annuity, whole life, medical, long-term care, term life, fire, pet, and cancer insurance.