The Tochigi Bank, Ltd.
Research The Tochigi Bank, Ltd. (8550.T) on Bullrun: market cap JPY 107.78B, P/E 12.5, dividend yield 3.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- Ticker8550.T
- ExchangeTSE
- CountryJapan
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyJPY
- Market capJPY 107.78B
- P/E12.5
- Dividend yield3.3%
- Financial periodFY2026
- RevenueJPY 42.41B
- Revenue growth11.9%
- Net incomeJPY 8.29B
- Free cash flow-JPY 179.06B
Valuation Snapshot
latest market cap is JPY 107.78B; P/E is 12.5; dividend yield is 3.3%.
Peer valuation comparison
Latest P/E is 12.54x versus a Financial Services sector median of 13.04x (3.9% below).
Latest dividend yield is 3.34% versus a Financial Services sector median of 3.48% (4.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | JPY 42.41B | JPY 8.29B | -JPY 179.06B | n/a | 79.71 | JPY 465.69B | JPY 45.81B | JPY 163.24B |
| FY2025 | JPY 37.89B | -JPY 22.33B | -JPY 103.98B | n/a | -215.45 | JPY 699.67B | JPY 33.36B | JPY 151.49B |
| FY2024 | JPY 40.93B | JPY 2.10B | JPY 11.35B | n/a | 20.29 | JPY 585.71B | JPY 34.13B | JPY 150.20B |
| FY2023 | JPY 41.19B | JPY 2.65B | -JPY 292.20B | n/a | 25.53 | JPY 572.44B | JPY 41.75B | JPY 153.41B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-18 | JPY 107.78B | 12.5 | 2.9% | 30 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 30 JPY, yield 3.3%.
| Year | Dividends/share |
|---|---|
| FY2026 | 29 JPY |
| FY2025 | 15.5 JPY |
| FY2024 | 6.5 JPY |
| FY2023 | 6 JPY |
| FY2022 | 6 JPY |
About The Tochigi Bank, Ltd.
The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various savings accounts, ordinary and fixed term deposits; housing and renovation, mortgage, car, student, and living support loans; and pension plan, insurance, and trust services; and fundraising support and foreign exchange services. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd.
ETFs that hold The Tochigi Bank, Ltd.
US-listed ETFs
The Tochigi Bank, Ltd. is held by 18 US-listed ETFs, going by the latest portfolios they filed with the SEC. The 8 most traded of them:
| ETF | Weight | Fee |
|---|---|---|
| Vanguard FTSE Developed Markets Index Fund ETF Shares (VEA) | <0.01% | 0.03% |
| Vanguard Total International Stock Index Fund ETF Shares (VXUS) | <0.01% | 0.05% |
| Vanguard Total World Stock Index Fund ETF Shares (VT) | <0.01% | 0.06% |
| Avantis International Equity ETF (AVDE) | <0.01% | 0.23% |
| Dimensional International Core Equity Market ETF (DFAI) | <0.01% | 0.18% |
| Dimensional International Core Equity 2 ETF (DFIC) | 0.01% | 0.22% |
| Vanguard FTSE Pacific Index Fund ETF Shares (VPL) | <0.01% | 0.07% |
| Vanguard FTSE All-World ex-US Small-Cap Index Fund ETF Shares (VSS) | 0.01% | 0.06% |
Portfolios as filed with the SEC on Form N-PORT, dated May to July 2026. Brokers in the EU generally do not offer US-listed ETFs to retail investors.
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Frequently asked questions
What is The Tochigi Bank, Ltd.'s market cap?
The Tochigi Bank, Ltd.'s market capitalization is JPY 107.78B.
What is The Tochigi Bank, Ltd.'s P/E ratio?
The Tochigi Bank, Ltd.'s price-to-earnings (P/E) ratio is 12.5.
Does The Tochigi Bank, Ltd. pay a dividend?
The Tochigi Bank, Ltd. has a dividend yield of 3.3%.
What does The Tochigi Bank, Ltd. do?
The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various savings accounts, ordinary and fixed term deposits; housing and renovation, mortgage, car, student, and living support loans; and pension plan, insurance, and trust services; and fundraising support and foreign exchange services. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd. was incorporated in 1942 and is headquartered in Utsunomiya, Japan.