Enact Holdings Inc
Research Enact Holdings Inc (ACT) on Bullrun: valuation model: 9.2% undervalued, market cap USD 6.35B, P/E 9.7, dividend yield 2.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerACT
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Specialty
- CurrencyUSD
- Valuation signal9.2% undervalued
- Market capUSD 6.35B
- P/E9.7
- Dividend yield2.0%
- Financial periodQ2 2026
- RevenueUSD 317.31M
- Net incomeUSD 174.84M
- Free cash flowUSD 118.51M
Valuation Snapshot
Bullrun's latest valuation model marks Enact Holdings Inc as 9.2% undervalued; latest market cap is USD 6.35B; P/E is 9.7; dividend yield is 2.0%.
Peer valuation comparison
Latest P/E is 9.69x versus a Financial Services sector median of 13.39x (27.6% below).
Latest dividend yield is 2% versus a Financial Services sector median of 3.66% (45.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.24B | USD 674.24M | USD 724.52M | n/a | 4.52 | USD 582.49M | USD 744.48M | USD 5.36B |
| FY2024 | USD 1.20B | USD 688.07M | USD 686.26M | n/a | 4.37 | USD 599.43M | USD 743.05M | USD 5.00B |
| FY2023 | USD 1.15B | USD 665.51M | USD 632.04M | n/a | 4.11 | USD 615.68M | USD 745.42M | USD 4.63B |
| FY2022 | USD 1.10B | USD 704.16M | USD 560.51M | n/a | 4.31 | USD 513.78M | USD 742.83M | USD 4.10B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 6.35B | 9.7 | 2.0% | 0.9 |
| 2025 | 2025-12-31 | USD 5.64B | 8.8 | 2.1% | 0.82 |
| 2024 | 2024-12-31 | USD 4.93B | 7.4 | 2.3% | 0.73 |
| 2023 | 2023-12-29 | USD 4.61B | 7.2 | 4.6% | 1.33 |
| 2022 | 2022-12-30 | USD 3.93B | 5.5 | 6.4% | 1.54 |
| 2021 | 2021-12-31 | USD 3.37B | 6.2 | 6.0% | 1.23 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.9 USD, yield 2.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.82 USD |
| FY2024 | 0.72 USD |
| FY2023 | 1.33 USD |
| FY2022 | 1.54 USD |
About Enact Holdings Inc
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products.
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Frequently asked questions
Is Enact Holdings Inc overvalued or undervalued?
Bullrun's valuation model currently marks Enact Holdings Inc as 9.2% undervalued.
What is Enact Holdings Inc's market cap?
Enact Holdings Inc's market capitalization is USD 6.35B.
What is Enact Holdings Inc's P/E ratio?
Enact Holdings Inc's price-to-earnings (P/E) ratio is 9.7.
Does Enact Holdings Inc pay a dividend?
Enact Holdings Inc has a dividend yield of 2.0%.
What does Enact Holdings Inc do?
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions.