Celtic plc risk profile
32 Normal where most of the sector sits
Measured 1 September 2026 from CCPA's filed statements. Recomputed nightly.
32 (Normal), driven by Cash conversion at 78, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 36 | Normal | Stable | Average daily turnover — $2.2K |
| Operating pressure | 44 | Elevated | Worsening | Costs outgrowing revenue — +20.4 percentage points |
| Cash conversion | 78 | Stretched | Worsening | Capital spending against operating cash — 2.15x |
| Leverage and coverage | 10 | Contained | Stable | Current ratio — 1.46x |
| Competitive position | 24 | Normal | Stable | Operating-margin gap against peers — +3.1 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.