Conns Inc risk profile
88 Acute at or past the historical limit
Measured 1 September 2026 from CONN's filed statements. Recomputed nightly.
88 (Acute), driven by Cash conversion at 97, over 3 weighted categories on the GENERAL profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | Reads pct_below_52w_high, volatility_1y_pct and avg_turnover_90d_usd. No reading is stored for this company. | |||
| Operating pressure | 85 | Acute | Stable | Costs outgrowing revenue — +8.3 percentage points |
| Cash conversion | 97 | Acute | Worsening | Capital spending against operating cash — -1.00x |
| Leverage and coverage | 82 | Acute | Worsening | Net debt to EBITDA — 29.91x |
| Competitive position | Reads research_and_development, operating_income, revenue, peer cohort and disclosed transition KPIs. No reading is stored for this company. | |||
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.