Funding Circle Holdings PLC
Research Funding Circle Holdings PLC (FCH) on Bullrun: market cap GBX 52.83B, P/E 9.4. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerFCH
- ExchangeLSE
- CountryUnited Kingdom
- SectorFinancial Services
- IndustryCredit Services
- CurrencyGBX
- Market capGBX 52.83B
- P/E9.4
- Financial periodFY2025
- RevenueGBP 222.50M
- Revenue growth37.6%
- Net incomeGBP 46.00M
- Free cash flow-GBP 43.30M
- Gross margin73.0%
Valuation Snapshot
latest market cap is GBX 52.83B; P/E is 9.4.
Peer valuation comparison
Latest P/E is 9.39x versus a Financial Services sector median of 13.39x (29.9% below).
Latest P/E is 9.39x versus a United Kingdom median of 15.21x (38.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | GBP 222.50M | GBP 46.00M | -GBP 43.30M | 73.0% | 0.14 | GBP 152.40M | GBP 273.60M | GBP 228.40M |
| FY2024 | GBP 161.70M | GBP 8.60M | -GBP 79.30M | 67.3% | 0.02 | GBP 187.60M | GBP 109.50M | GBP 216.50M |
| FY2023 | GBP 129.70M | -GBP 38.30M | -GBP 37.80M | 47.4% | -0.11 | GBP 221.40M | GBP 69.50M | GBP 246.80M |
| FY2022 | GBP 155.70M | -GBP 6.90M | -GBP 22.00M | 41.8% | -0.02 | GBP 177.70M | GBP 66.10M | GBP 284.00M |
| FY2021 | n/a | GBP 61.20M | GBP 97.70M | n/a | 0.16 | GBP 224.00M | GBP 73.20M | GBP 288.00M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-09-30 | GBX 52.83B | 9.4 | n/a | 0 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0 GBX.
About Funding Circle Holdings PLC
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services.
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Frequently asked questions
What is Funding Circle Holdings PLC's market cap?
Funding Circle Holdings PLC's market capitalization is GBX 52.83B.
What is Funding Circle Holdings PLC's P/E ratio?
Funding Circle Holdings PLC's price-to-earnings (P/E) ratio is 9.4.
What does Funding Circle Holdings PLC do?
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.