Fair Isaac Corp risk profile
26 Normal where most of the sector sits
Measured 1 September 2026 from FICO's filed statements. Recomputed nightly.
26 (Normal), driven by Market expectation at 62, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 62 | Stretched | Volatile | One-year price volatility — 54.7% |
| Operating pressure | 17 | Contained | Easing | Operating-margin drift — +7.1 percentage points |
| Cash conversion | 22 | Normal | Stable | Cash conversion — 1.19x |
| Leverage and coverage | 48 | Elevated | Worsening | Net debt to EBITDA — 3.11x |
| Competitive position | 21 | Normal | Stable | R&D-intensity gap against peers — -5.2 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.