Younited Financial S.A.
Research Younited Financial S.A. (HT5) on Bullrun: market cap EUR 303.47M. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerHT5
- ExchangeF
- CountryLuxembourg
- SectorFinancial Services
- IndustryCredit Services
- CurrencyEUR
- Market capEUR 303.47M
- Financial periodFY2025
- RevenueEUR 98.25M
- Revenue growth33.1%
- Net income-EUR 1.72M
- Free cash flow-EUR 68.46M
- Gross margin41.6%
Valuation Snapshot
latest market cap is EUR 303.47M.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | EUR 98.25M | -EUR 1.72M | -EUR 68.46M | 41.6% | -0.04 | EUR 169.08M | EUR 176.17M | EUR 248.34M |
| FY2024 | EUR 73.81M | -EUR 83.44M | -EUR 244.85M | 24.8% | -3.34 | EUR 193.43M | EUR 73.62M | EUR 238.47M |
| FY2023 | EUR 101.76M | -EUR 49.68M | EUR 218.52M | 35.5% | -2.14 | EUR 236.76M | EUR 1.20B | EUR 143.38M |
| FY2022 | EUR 47.27M | -EUR 78.92M | -EUR 219.65M | 30.4% | -3.16 | EUR 508.00K | EUR 77.96M | EUR 140.58M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-15 | EUR 303.47M | n/a | n/a | 0 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0 EUR.
About Younited Financial S.A.
Younited Financial S.A. provides consumer credit services in France, Italy, Spain, Portugal, and internationally. The company offers credit and point-of-sale financing; open banking services; insurance product distribution; and credit protection insurance products, including life, disability, and unemployment coverage, as well as affinity insurance products. It also provides unsecured personal loans; budget advisory services;
Related stock research
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Frequently asked questions
What is Younited Financial S.A.'s market cap?
Younited Financial S.A.'s market capitalization is EUR 303.47M.
What does Younited Financial S.A. do?
Younited Financial S.A. provides consumer credit services in France, Italy, Spain, Portugal, and internationally. The company offers credit and point-of-sale financing; open banking services; insurance product distribution; and credit protection insurance products, including life, disability, and unemployment coverage, as well as affinity insurance products. It also provides unsecured personal loans; budget advisory services; and daily banking services, such as current accounts, payment cards, savings products and cashback solutions delivered through a digital mobile and web application.