Jefferson Capital Inc
Research Jefferson Capital Inc (JCAP) on Bullrun: valuation model: 36.0% undervalued, market cap USD 1.17B, P/E 7.9, dividend yield 4.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerJCAP
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Valuation signal36.0% undervalued
- Market capUSD 1.17B
- P/E7.9
- Dividend yield4.7%
- Financial periodQ2 2026
- RevenueUSD 177.54M
- Net incomeUSD 41.30M
- Free cash flowUSD 42.72M
- Gross margin63.1%
Valuation Snapshot
Bullrun's latest valuation model marks Jefferson Capital Inc as 36.0% undervalued; latest market cap is USD 1.17B; P/E is 7.9; dividend yield is 4.7%.
Peer valuation comparison
Latest P/E is 7.88x versus a Financial Services sector median of 13.41x (41.3% below).
Latest dividend yield is 4.67% versus a Financial Services sector median of 3.66% (27.8% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 613.29M | USD 187.97M | USD 267.73M | 73.2% | 5.64 | USD 23.23M | USD 1.75B | USD 476.14M |
| FY2024 | USD 433.34M | USD 128.89M | USD 162.00M | 63.3% | 2.21 | USD 35.51M | USD 1.19B | USD 382.53M |
| FY2023 | USD 323.07M | USD 111.52M | USD 118.99M | 74.7% | 1.91 | USD 14.37M | USD 770.93M | USD 303.59M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 1.17B | 7.9 | 4.7% | 0.96 |
| 2025 | 2025-12-31 | USD 1.30B | 10.5 | 2.1% | 0.48 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.96 USD, yield 4.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.98 USD |
About Jefferson Capital Inc
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables.
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Frequently asked questions
Is Jefferson Capital Inc overvalued or undervalued?
Bullrun's valuation model currently marks Jefferson Capital Inc as 36.0% undervalued.
What is Jefferson Capital Inc's market cap?
Jefferson Capital Inc's market capitalization is USD 1.17B.
What is Jefferson Capital Inc's P/E ratio?
Jefferson Capital Inc's price-to-earnings (P/E) ratio is 7.9.
Does Jefferson Capital Inc pay a dividend?
Jefferson Capital Inc has a dividend yield of 4.7%.
What does Jefferson Capital Inc do?
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables.