Jiayin Group Inc
Research Jiayin Group Inc (JFIN) on Bullrun: market cap USD 34.07M, P/E 2.2. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerJFIN
- ExchangeNASDAQ
- CountryChina
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Market capUSD 34.07M
- P/E2.2
- Financial periodQ2 2026
- RevenueCNY 736.88M
- Net income-CNY 183.55M
- Gross margin25.5%
Valuation Snapshot
latest market cap is USD 34.07M; P/E is 2.2.
Peer valuation comparison
Latest P/E is 2.18x versus a Financial Services sector median of 13.39x (83.7% below).
Latest P/E is 2.18x versus a China median of 13.93x (84.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | CNY 6.22B | CNY 1.54B | CNY 622.27M | 80.1% | 29.4 | CNY 61.84M | CNY 700.63M | CNY 4.43B |
| FY2024 | CNY 5.80B | CNY 1.06B | CNY 686.36M | 64.9% | 19.88 | CNY 540.52M | CNY 51.68M | CNY 3.13B |
| FY2023 | CNY 5.47B | CNY 1.30B | CNY 358.05M | 63.2% | 24.24 | CNY 370.19M | CNY 47.96M | CNY 2.38B |
| FY2022 | CNY 3.27B | CNY 1.18B | CNY 116.12M | 82.7% | 21.92 | CNY 291.02M | CNY 27.47M | CNY 1.24B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 34.07M | 2.2 | n/a | n/a |
| 2025 | 2025-12-31 | USD 303.51M | 1.4 | 13.8% | 0.8 |
| 2024 | 2024-12-31 | USD 339.96M | 2.3 | 14.1% | 0.9 |
| 2023 | 2023-12-29 | USD 278.09M | 1.3 | 7.7% | 0.4 |
| 2022 | 2022-12-30 | USD 122.68M | 1.1 | n/a | n/a |
| 2021 | 2021-12-31 | USD 118.86M | 1.6 | n/a | n/a |
Dividend history
| Year | Dividends/share |
|---|---|
| FY2025 | 0.8 CNY |
| FY2024 | 0.9 CNY |
| FY2023 | 0.4 CNY |
About Jiayin Group Inc
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services.
Related stock research
Other Financial Services stocks
Frequently asked questions
What is Jiayin Group Inc's market cap?
Jiayin Group Inc's market capitalization is USD 34.07M.
What is Jiayin Group Inc's P/E ratio?
Jiayin Group Inc's price-to-earnings (P/E) ratio is 2.2.
What does Jiayin Group Inc do?
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc.