Kruk SA
Research Kruk SA (KRU) on Bullrun: market cap PLN 8.60B, P/E 8.2, dividend yield 4.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerKRU
- ExchangeWAR
- CountryPoland
- SectorFinancial Services
- IndustryCredit Services
- CurrencyPLN
- Market capPLN 8.60B
- P/E8.2
- Dividend yield4.9%
- Financial periodQ1 2026
- RevenuePLN 673.98M
- Net incomePLN 262.29M
- Free cash flowPLN 92.76M
- Gross margin61.5%
Valuation Snapshot
latest market cap is PLN 8.60B; P/E is 8.2; dividend yield is 4.9%.
Peer valuation comparison
Latest P/E is 8.21x versus a Financial Services sector median of 13.84x (40.6% below).
Latest dividend yield is 4.93% versus a Financial Services sector median of 3.86% (27.9% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2022 | n/a | PLN 805.02M | -PLN 602.03M | n/a | 40.71 | PLN 202.16M | n/a | PLN 3.25B |
| FY2021 | n/a | PLN 694.90M | -PLN 304.87M | n/a | 35.8 | PLN 199.16M | n/a | PLN 2.60B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | PLN 8.60B | 8.2 | 4.6% | 20 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 20 PLN, yield 4.9%.
| Year | Dividends/share |
|---|---|
| FY2022 | 13 PLN |
| FY2021 | 11 PLN |
About Kruk SA
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Consumer Debts, Mortgage Debts, and Corporate Debts.
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Frequently asked questions
What is Kruk SA's market cap?
Kruk SA's market capitalization is PLN 8.60B.
What is Kruk SA's P/E ratio?
Kruk SA's price-to-earnings (P/E) ratio is 8.2.
Does Kruk SA pay a dividend?
Kruk SA has a dividend yield of 4.9%.
What does Kruk SA do?
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Consumer Debts, Mortgage Debts, and Corporate Debts. It offers credit management services, including receivables management services to banks, loan brokers, insurers, leasing companies, landline and mobile telecommunications operators, cable TV operators, digital TV operators, and companies from the FMCG sector.