Laan & Spar Bank AS
Research Laan & Spar Bank AS (LASP) on Bullrun: valuation model: fairly valued, market cap DKK 4.74B, P/E 11.3, dividend yield 1.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerLASP
- ExchangeCO
- CountryDenmark
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyDKK
- Valuation signalfairly valued
- Market capDKK 4.74B
- P/E11.3
- Dividend yield1.5%
- Financial periodQ1 2026
- RevenueDKK 374.57M
- Net incomeDKK 84.98M
- Free cash flowDKK 586.79M
Valuation Snapshot
Bullrun's latest valuation model marks Laan & Spar Bank AS as fairly valued; latest market cap is DKK 4.74B; P/E is 11.3; dividend yield is 1.5%.
Peer valuation comparison
Latest P/E is 11.33x versus a Financial Services sector median of 13.84x (18.1% below).
Latest dividend yield is 1.48% versus a Financial Services sector median of 3.86% (61.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | DKK 1.62B | DKK 411.33M | n/a | n/a | n/a | DKK 14.77B | DKK 1.25B | DKK 3.61B |
| FY2024 | DKK 1.61B | DKK 462.57M | n/a | n/a | n/a | DKK 15.51B | DKK 1.15B | DKK 3.25B |
| FY2023 | DKK 1.42B | DKK 473.03M | n/a | n/a | n/a | DKK 12.72B | n/a | n/a |
| FY2022 | DKK 1.02B | DKK 203.03M | n/a | n/a | n/a | DKK 13.20B | n/a | n/a |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-23 | DKK 4.74B | 11.3 | 1.5% | 20 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 20 DKK, yield 1.5%.
About Laan & Spar Bank AS
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits, savings, student, grandchild, budget, salary, and payment accounts; private, car, caravan, motorcycle, housing, mortgage, cottage, business, and energy loans; cards; and payment services. It also provides pension and investment products; and private, life, health, and other insurance products, as well as online and mobile banking services.
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Frequently asked questions
Is Laan & Spar Bank AS overvalued or undervalued?
Bullrun's valuation model currently marks Laan & Spar Bank AS as fairly valued.
What is Laan & Spar Bank AS's market cap?
Laan & Spar Bank AS's market capitalization is DKK 4.74B.
What is Laan & Spar Bank AS's P/E ratio?
Laan & Spar Bank AS's price-to-earnings (P/E) ratio is 11.3.
Does Laan & Spar Bank AS pay a dividend?
Laan & Spar Bank AS has a dividend yield of 1.5%.
What does Laan & Spar Bank AS do?
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits, savings, student, grandchild, budget, salary, and payment accounts; private, car, caravan, motorcycle, housing, mortgage, cottage, business, and energy loans; cards; and payment services. It also provides pension and investment products; and private, life, health, and other insurance products, as well as online and mobile banking services. Lån & Spar Bank A/S was founded in 1880 and is headquartered in Copenhagen, Denmark.