Lloyds Banking Group plc
Research Lloyds Banking Group plc (LYG) on Bullrun: valuation model: 7.7% overvalued, market cap USD 78.66B, P/E 12.5, dividend yield 4.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerLYG
- ExchangeNYSE
- CountryUnited Kingdom
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal7.7% overvalued
- Market capUSD 78.66B
- P/E12.5
- Dividend yield4.0%
- Financial periodQ2 2026
- RevenueGBP 5.73B
- Net incomeGBP 1.53B
Valuation Snapshot
Bullrun's latest valuation model marks Lloyds Banking Group plc as 7.7% overvalued; latest market cap is USD 78.66B; P/E is 12.5; dividend yield is 4.0%.
Peer valuation comparison
Latest P/E is 12.55x versus a Financial Services sector median of 13.39x (6.3% below).
Latest dividend yield is 3.99% versus a Financial Services sector median of 3.66% (9.2% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | GBP 20.03B | GBP 4.66B | -GBP 622.00M | n/a | 0.28 | GBP 56.66B | GBP 95.15B | GBP 47.67B |
| FY2024 | GBP 18.60B | GBP 4.42B | -GBP 10.02B | n/a | 0.25 | GBP 62.71B | GBP 88.52B | GBP 45.72B |
| FY2023 | GBP 19.20B | GBP 5.46B | GBP 1.36B | n/a | 0.3 | GBP 78.11B | GBP 93.67B | GBP 47.16B |
| FY2022 | GBP 16.05B | GBP 3.83B | GBP 18.16B | n/a | 0.29 | GBP 92.05B | GBP 91.84B | GBP 43.67B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 78.66B | 12.5 | 4.0% | 0.22 |
| 2025 | 2025-12-31 | USD 79.02B | 14.3 | 3.2% | 0.17 |
| 2024 | 2024-12-31 | USD 41.13B | 12.4 | 5.5% | 0.15 |
| 2023 | 2023-12-29 | USD 37.98B | 8.2 | 5.4% | 0.13 |
| 2022 | 2022-12-30 | USD 37.01B | 20.0 | 5.0% | 0.11 |
| 2021 | 2021-12-31 | USD 45.28B | n/a | 2.7% | 0.07 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.22 USD, yield 4.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.17 GBP |
| FY2024 | 0.15 GBP |
| FY2023 | 0.13 GBP |
| FY2022 | 0.11 GBP |
About Lloyds Banking Group plc
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers.
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Frequently asked questions
Is Lloyds Banking Group plc overvalued or undervalued?
Bullrun's valuation model currently marks Lloyds Banking Group plc as 7.7% overvalued.
What is Lloyds Banking Group plc's market cap?
Lloyds Banking Group plc's market capitalization is USD 78.66B.
What is Lloyds Banking Group plc's P/E ratio?
Lloyds Banking Group plc's price-to-earnings (P/E) ratio is 12.5.
Does Lloyds Banking Group plc pay a dividend?
Lloyds Banking Group plc has a dividend yield of 4.0%.
What does Lloyds Banking Group plc do?
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers.