Marqeta Inc - Class A risk profile
63 Stretched several inputs deteriorating together
Measured 21 October 2026 from MQ's filed statements. Recomputed nightly.
63 (Stretched), driven by Competitive position at 86, over 6 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 45 | Elevated | Volatile | One-year price volatility — 312.7% |
| Operating pressure | 27 | Normal | Worsening | Costs outgrowing revenue — +3.1 percentage points |
| Cash conversion | 11 | Contained | Easing | Capital spending against operating cash — 0.01x |
| Leverage and coverage | 14 | Contained | Worsening | Current ratio — 1.65x |
| Competitive position | 86 | Acute | Stable | Operating-margin gap against peers — -16.0 percentage points |
| Concentration | 64 | Stretched | Easing | Customer concentration — 2,025 HHI |
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.
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Financials, valuation and price history for Marqeta Inc - Class A