Navan Inc - Class A risk profile
53 Elevated one input has moved against it
Measured 21 October 2026 from NAVN's filed statements. Recomputed nightly.
53 (Elevated), driven by Competitive position at 79, over 7 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 53 | Elevated | Volatile | One-year price volatility — 86.4% |
| Operating pressure | 58 | Elevated | Worsening | Costs outgrowing revenue — +8.7 percentage points |
| Cash conversion | 31 | Normal | Easing | Free-cash-flow margin — 4.7% |
| Leverage and coverage | 37 | Normal | Easing | Interest cover — -2.66x |
| Competitive position | 79 | Stretched | Stable | Operating-margin gap against peers — -36.6 percentage points |
| Concentration | 58 | Elevated | Stable | Geographic concentration — 4,283 HHI |
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.
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Financials, valuation and price history for Navan Inc - Class A