Ncino Inc risk profile
48 Elevated one input has moved against it
Measured 21 October 2026 from NCNO's filed statements. Recomputed nightly.
48 (Elevated), driven by Concentration at 75, over 6 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 51 | Elevated | Volatile | One-year price volatility — 50.0% |
| Operating pressure | 15 | Contained | Stable | Costs outgrowing revenue — -4.2 percentage points |
| Cash conversion | 10 | Contained | Easing | Capital spending against operating cash — 0.08x |
| Leverage and coverage | 54 | Elevated | Easing | Interest cover — 2.63x |
| Competitive position | 49 | Elevated | Stable | Operating-margin gap against peers — -8.0 percentage points |
| Concentration | 75 | Stretched | Stable | Geographic concentration — 6,216 HHI |
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.