Ncino Inc risk profile
40 Elevated one input has moved against it
Measured 1 September 2026 from NCNO's filed statements. Recomputed nightly.
40 (Elevated), driven by Leverage and coverage at 54, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 52 | Elevated | Volatile | One-year price volatility — 48.0% |
| Operating pressure | 15 | Contained | Stable | Costs outgrowing revenue — -4.2 percentage points |
| Cash conversion | 10 | Contained | Easing | Capital spending against operating cash — 0.08x |
| Leverage and coverage | 54 | Elevated | Easing | Interest cover — 2.63x |
| Competitive position | 47 | Elevated | Stable | Operating-margin gap against peers — -6.2 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.