Nu Holdings Ltd Class A

Research Nu Holdings Ltd Class A (NU) on Bullrun: valuation model: 4.3% undervalued, market cap USD 73.14B, P/E 20.6. Explore financials, valuation history, model signals, and stock context.

Key Metrics

TickerNU
ExchangeNYSE
CountryBrazil
SectorFinancial Services
IndustryBanks-Regional
CurrencyUSD
Valuation signal4.3% undervalued
Market capUSD 73.14B
P/E20.6
Financial periodQ1 2026
RevenueUSD 3.54B
Net incomeUSD 3.18B
Free cash flow-USD 1.29B

Valuation Snapshot

Bullrun's latest valuation model marks Nu Holdings Ltd Class A as 4.3% undervalued; latest market cap is USD 73.14B; P/E is 20.6.

Peer valuation comparison

Latest P/E is 20.6x versus a Financial Services sector median of 13.84x (48.9% above).

Latest P/E is 20.6x versus a Brazil median of 10.72x (92.2% above).

Five-year financial history

Year	Revenue	Net income	Free cash flow	Gross margin	Diluted EPS	Cash	Total debt	Equity
FY2025	USD 10.63B	USD 2.87B	USD 3.16B	n/a	0.98	USD 20.93B	USD 1.90B	USD 11.29B
FY2024	USD 8.27B	USD 1.97B	USD 2.22B	n/a	0.69	USD 13.64B	USD 577.95M	USD 7.65B
FY2023	n/a	n/a	n/a	n/a	0.35	USD 13.37B	USD 957.22M	USD 6.41B

Valuation history

Year	Snapshot date	Market cap	P/E	Dividend yield	Annual dividend/share
2026	2026-08-25	USD 73.14B	20.6	n/a	n/a
2025	2025-12-31	USD 81.28B	28.9	n/a	n/a
2024	2024-12-31	USD 49.92B	25.9	n/a	n/a
2023	2023-12-29	USD 39.61B	119.0	n/a	n/a
2022	2022-12-30	USD 19.07B	n/a	n/a	n/a
2021	2021-12-31	USD 43.24B	n/a	n/a	n/a

About Nu Holdings Ltd Class A

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card;

Related stock research

Brazil stocks Brazil Financial Services stocks A-Z stock index

Other Financial Services stocks

AGI Inc - Class A (AGBK) Banco Bradesco S.A. (BBD) Banco Bradesco S.A. (BBDO) Banco Santander (Brasil) S.A. (BSBR) Inter & Co Inc - Class A (INTR) Itau Unibanco Holding S.A. (ITUB) BRBI BR Partners S.A. (BRBI) Banco Do Brasil SA (BZLA) Bradespar S.A (FXM) Bradespar S.A (FXMA) Vinci Partners Investments Ltd - Class A (VINP) WebRock Ventures AB (WRV)

Frequently asked questions

Is Nu Holdings Ltd Class A overvalued or undervalued?

Bullrun's valuation model currently marks Nu Holdings Ltd Class A as 4.3% undervalued.

What is Nu Holdings Ltd Class A's market cap?

Nu Holdings Ltd Class A's market capitalization is USD 73.14B.

What is Nu Holdings Ltd Class A's P/E ratio?

Nu Holdings Ltd Class A's price-to-earnings (P/E) ratio is 20.6.

What does Nu Holdings Ltd Class A do?

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.