Nu Holdings Ltd Class A
Research Nu Holdings Ltd Class A (NU) on Bullrun: valuation model: 7.8% overvalued, market cap USD 77.87B, P/E 21.9. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerNU
- ExchangeNYSE
- CountryBrazil
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal7.8% overvalued
- Market capUSD 77.87B
- P/E21.9
- Financial periodQ2 2026
- RevenueUSD 3.77B
- Net incomeUSD 1.06B
- Free cash flow-USD 53.34M
Valuation Snapshot
Bullrun's latest valuation model marks Nu Holdings Ltd Class A as 7.8% overvalued; latest market cap is USD 77.87B; P/E is 21.9.
Peer valuation comparison
Latest P/E is 21.94x versus a Financial Services sector median of 13.39x (63.8% above).
Latest P/E is 21.94x versus a Brazil median of 13.24x (65.7% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 10.63B | USD 2.87B | USD 3.16B | n/a | 0.58 | USD 20.93B | USD 1.90B | USD 11.29B |
| FY2024 | USD 8.27B | USD 1.97B | USD 2.22B | n/a | 0.4 | USD 13.64B | USD 577.95M | USD 7.65B |
| FY2023 | USD 5.63B | USD 1.03B | USD 1.09B | n/a | 0.21 | USD 13.37B | USD 957.22M | USD 6.41B |
| FY2022 | USD 2.97B | -USD 364.58M | USD 641.27M | n/a | -0.08 | USD 6.89B | USD 605.92M | USD 4.89B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 77.87B | 21.9 | n/a | n/a |
| 2025 | 2025-12-31 | USD 81.28B | 28.9 | n/a | n/a |
| 2024 | 2024-12-31 | USD 49.92B | 25.9 | n/a | n/a |
| 2023 | 2023-12-29 | USD 39.61B | 119.0 | n/a | n/a |
| 2022 | 2022-12-30 | USD 19.07B | n/a | n/a | n/a |
| 2021 | 2021-12-31 | USD 43.24B | n/a | n/a | n/a |
About Nu Holdings Ltd Class A
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card;
ETFs that hold Nu Holdings Ltd Class A
Nu Holdings Ltd Class A is one of the ten largest holdings of 8 ETFs that investors in Europe can buy, most traded first:
| ETF | Weight | TER |
|---|---|---|
| iShares MSCI EM Latin America UCITS ETF USD (Dist) | 5.41% | 0.20% |
| iShares MSCI Brazil UCITS ETF (DE) | 9.00% | 0.31% |
| iShares MSCI Brazil UCITS ETF USD (Dist) | 10.42% | 0.74% |
| Xtrackers MSCI Brazil UCITS ETF 1C | 10.70% | 0.25% |
| EMQQ Emerging Markets Internet UCITS ETF - Accumulating | 7.41% | 0.86% |
| REX Crypto Equity Income & Growth UCITS ETF Distributing | 4.73% | 0.65% |
| WT True Emerging Markets UCITS | 1.56% | 0.25% |
| Global X Stablecoin & Tokenisation UCITS ETF USD Acc | 8.51% | 0.50% |
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Frequently asked questions
Is Nu Holdings Ltd Class A overvalued or undervalued?
Bullrun's valuation model currently marks Nu Holdings Ltd Class A as 7.8% overvalued.
What is Nu Holdings Ltd Class A's market cap?
Nu Holdings Ltd Class A's market capitalization is USD 77.87B.
What is Nu Holdings Ltd Class A's P/E ratio?
Nu Holdings Ltd Class A's price-to-earnings (P/E) ratio is 21.9.
What does Nu Holdings Ltd Class A do?
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.