Oma Saastopankki Oyj
Research Oma Saastopankki Oyj (OMASP) on Bullrun: valuation model: 21.4% overvalued, market cap EUR 560.80M, P/E 14.1, dividend yield 3.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOMASP
- ExchangeHE
- CountryFinland
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyEUR
- Valuation signal21.4% overvalued
- Market capEUR 560.80M
- P/E14.1
- Dividend yield3.0%
- Financial periodQ2 2026
- RevenueEUR 44.26M
- Net incomeEUR 6.51M
Valuation Snapshot
Bullrun's latest valuation model marks Oma Saastopankki Oyj as 21.4% overvalued; latest market cap is EUR 560.80M; P/E is 14.1; dividend yield is 3.0%.
Peer valuation comparison
Latest P/E is 14.06x versus a Financial Services sector median of 13.84x.
Latest dividend yield is 2.95% versus a Financial Services sector median of 3.86% (23.5% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | EUR 211.47M | EUR 39.48M | n/a | n/a | n/a | EUR 941.10M | EUR 2.79B | EUR 618.83M |
| FY2024 | EUR 207.64M | EUR 59.55M | n/a | n/a | 1.78 | EUR 395.61M | EUR 2.80B | EUR 576.14M |
| FY2023 | EUR 229.94M | EUR 110.05M | n/a | n/a | 3.47 | EUR 682.12M | n/a | EUR 541.05M |
| FY2022 | EUR 142.64M | EUR 55.38M | n/a | n/a | 1.83 | EUR 402.03M | n/a | EUR 364.96M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-23 | EUR 560.80M | 14.1 | 2.1% | 0.36 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.36 EUR, yield 3.0%.
| Year | Dividends/share |
|---|---|
| FY2024 | 1 EUR |
| FY2023 | 0.4 EUR |
| FY2022 | 0.5 EUR |
About Oma Saastopankki Oyj
Oma Säästöpankki Oyj provides banking services, saving and investment solutions, and financial services in Finland. The company offers current, savings, and corporate accounts; deposit guarantees; debit and credit cards; secure banking services; currency services; digital services; cash handling services; and cashier services. Its loan portfolio includes mortgages, student, home improvement, and car loans.
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Frequently asked questions
Is Oma Saastopankki Oyj overvalued or undervalued?
Bullrun's valuation model currently marks Oma Saastopankki Oyj as 21.4% overvalued.
What is Oma Saastopankki Oyj's market cap?
Oma Saastopankki Oyj's market capitalization is EUR 560.80M.
What is Oma Saastopankki Oyj's P/E ratio?
Oma Saastopankki Oyj's price-to-earnings (P/E) ratio is 14.1.
Does Oma Saastopankki Oyj pay a dividend?
Oma Saastopankki Oyj has a dividend yield of 3.0%.
What does Oma Saastopankki Oyj do?
Oma Säästöpankki Oyj provides banking services, saving and investment solutions, and financial services in Finland. The company offers current, savings, and corporate accounts; deposit guarantees; debit and credit cards; secure banking services; currency services; digital services; cash handling services; and cashier services. Its loan portfolio includes mortgages, student, home improvement, and car loans. The company also provides wealth management services and assistance with inheritance and family law matters, and payment transaction services.