OneMain Holdings Inc
Research OneMain Holdings Inc (OMF) on Bullrun: valuation model: 7.8% undervalued, market cap USD 7.28B, P/E 9.5, dividend yield 6.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOMF
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Valuation signal7.8% undervalued
- Market capUSD 7.28B
- P/E9.5
- Dividend yield6.6%
- Financial periodQ2 2026
- RevenueUSD 1.30B
- Net incomeUSD 152.00M
- Free cash flowUSD 800.00M
Valuation Snapshot
Bullrun's latest valuation model marks OneMain Holdings Inc as 7.8% undervalued; latest market cap is USD 7.28B; P/E is 9.5; dividend yield is 6.6%.
Peer valuation comparison
Latest P/E is 9.54x versus a Financial Services sector median of 13.84x (31.1% below).
Latest dividend yield is 6.57% versus a Financial Services sector median of 3.86% (70.4% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 4.97B | USD 783.00M | USD 3.13B | n/a | 6.56 | USD 914.00M | USD 22.69B | USD 3.40B |
| FY2024 | USD 4.54B | USD 509.00M | USD 2.70B | n/a | 4.24 | USD 458.00M | USD 21.44B | USD 3.19B |
| FY2023 | USD 4.28B | USD 641.00M | n/a | n/a | 5.32 | USD 1.01B | USD 19.81B | USD 3.19B |
| FY2022 | n/a | USD 872.00M | n/a | n/a | 7.01 | USD 498.00M | USD 18.28B | USD 3.02B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 7.28B | 9.5 | 6.6% | 4.2 |
| 2025 | 2025-12-31 | USD 7.92B | 10.3 | 6.2% | 4.17 |
| 2024 | 2024-12-31 | USD 6.22B | 12.3 | 7.9% | 4.12 |
| 2023 | 2023-12-29 | USD 5.90B | 9.1 | 8.1% | 4 |
| 2022 | 2022-12-30 | USD 4.07B | 4.4 | 11.4% | 3.8 |
| 2021 | 2021-12-31 | USD 6.40B | 5.1 | 19.1% | 9.55 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 4.2 USD, yield 6.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 4.17 USD |
| FY2024 | 4.12 USD |
| FY2023 | 4 USD |
| FY2022 | 3.8 USD |
About OneMain Holdings Inc
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance;
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Frequently asked questions
Is OneMain Holdings Inc overvalued or undervalued?
Bullrun's valuation model currently marks OneMain Holdings Inc as 7.8% undervalued.
What is OneMain Holdings Inc's market cap?
OneMain Holdings Inc's market capitalization is USD 7.28B.
What is OneMain Holdings Inc's P/E ratio?
OneMain Holdings Inc's price-to-earnings (P/E) ratio is 9.5.
Does OneMain Holdings Inc pay a dividend?
OneMain Holdings Inc has a dividend yield of 6.6%.
What does OneMain Holdings Inc do?
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.