OneSavings Bank PLC
Research OneSavings Bank PLC (OSB) on Bullrun: market cap GBX 166.78B, P/E 6.6, dividend yield 7.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerOSB
- ExchangeLSE
- CountryUnited Kingdom
- SectorFinancial Services
- IndustryMortgage Finance
- CurrencyGBX
- Market capGBX 166.78B
- P/E6.6
- Dividend yield7.2%
- Financial periodFY2025
- RevenueGBP 668.00M
- Revenue growth0.5%
- Net incomeGBP 285.70M
- Free cash flowGBP 210.70M
Valuation Snapshot
latest market cap is GBX 166.78B; P/E is 6.6; dividend yield is 7.2%.
Peer valuation comparison
Latest P/E is 6.57x versus a Financial Services sector median of 13.28x (50.5% below).
Latest dividend yield is 7.24% versus a Financial Services sector median of 3.54% (104.5% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | GBP 668.00M | GBP 285.70M | GBP 210.70M | n/a | 0.74 | GBP 2.66B | GBP 2.00B | GBP 2.30B |
| FY2024 | GBP 664.90M | GBP 308.10M | GBP 2.19B | n/a | 0.76 | GBP 3.07B | GBP 2.01B | GBP 2.22B |
| FY2023 | GBP 651.70M | GBP 282.60M | GBP 399.40M | n/a | 0.65 | GBP 2.34B | GBP 1.41B | GBP 2.14B |
| FY2022 | GBP 765.20M | GBP 410.00M | GBP 416.80M | n/a | 0.9 | GBP 2.88B | GBP 291.10M | GBP 2.20B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-02 | GBX 166.78B | 6.6 | 7.3% | 0.36 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.36 GBX, yield 7.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.25 GBP |
| FY2024 | 0.21 GBP |
| FY2023 | 0.2 GBP |
| FY2022 | 0.2 GBP |
| FY2021 | 0.16 GBP |
About OneSavings Bank PLC
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provides mortgage servicing, lending, deposit taking, originating, and administration and analytical services;
ETFs that hold OneSavings Bank PLC
OneSavings Bank PLC is one of the ten largest holdings of 2 ETFs that investors in Europe can buy, most traded first:
| ETF | Weight | TER |
|---|---|---|
| Global X European Superdividend UCITS ETF EUR Distribution | 4.38% | 0.45% |
| State Street SPDR S&P UK Dividend Aristocrats UCITS ETF | 5.10% | 0.30% |
Related stock research
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Frequently asked questions
What is OneSavings Bank PLC's market cap?
OneSavings Bank PLC's market capitalization is GBX 166.78B.
What is OneSavings Bank PLC's P/E ratio?
OneSavings Bank PLC's price-to-earnings (P/E) ratio is 6.6.
Does OneSavings Bank PLC pay a dividend?
OneSavings Bank PLC has a dividend yield of 7.2%.
What does OneSavings Bank PLC do?
OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provides mortgage servicing, lending, deposit taking, originating, and administration and analytical services; land lease investment; and back-office processing services.