PagSeguro Digital Ltd - Class A risk profile

24 Normal where most of the sector sits

Measured 1 September 2026 from PAGS's filed statements. Recomputed nightly.

24 (Normal), driven by Leverage and coverage at 65, over 5 weighted categories on the SOFTWARE profile.

What is measured

MechanismReadingBandDirectionDriver
Market expectation49ElevatedStableOne-year price volatility — 43.6%
Operating pressure19ContainedEasingOperating-margin drift — +5.4 percentage points
Cash conversion13ContainedEasingCapital spending against operating cash — 0.30x
Leverage and coverage65StretchedStableNet debt to EBITDA — 4.72x
Competitive position19ContainedStableRevenue-growth gap against peers — +5.4 percentage points
ConcentrationReads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company.

These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.

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Financials, valuation and price history for PagSeguro Digital Ltd - Class A