Primerica Inc
Research Primerica Inc (PRI) on Bullrun: valuation model: 2.8% undervalued, market cap USD 9.20B, P/E 12.0, dividend yield 1.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerPRI
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryInsurance-Life
- CurrencyUSD
- Valuation signal2.8% undervalued
- Market capUSD 9.20B
- P/E12.0
- Dividend yield1.6%
- Financial periodQ2 2026
- RevenueUSD 864.93M
- Net incomeUSD 202.28M
- Free cash flowUSD 167.09M
Valuation Snapshot
Bullrun's latest valuation model marks Primerica Inc as 2.8% undervalued; latest market cap is USD 9.20B; P/E is 12.0; dividend yield is 1.6%.
Peer valuation comparison
Latest P/E is 11.95x versus a Financial Services sector median of 13.84x (13.6% below).
Latest dividend yield is 1.59% versus a Financial Services sector median of 3.86% (58.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 3.29B | USD 751.23M | USD 875.13M | n/a | 22.91 | USD 756.23M | USD 1.82B | USD 2.45B |
| FY2024 | USD 3.09B | USD 470.52M | USD 832.86M | n/a | 13.71 | USD 687.82M | USD 1.95B | USD 2.26B |
| FY2023 | USD 2.75B | USD 576.60M | n/a | 98.0% | 15.94 | USD 594.15M | USD 2.04B | USD 2.07B |
| FY2022 | USD 2.66B | USD 472.07M | n/a | 97.4% | 12.33 | USD 489.24M | USD 2.06B | USD 2.03B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 9.20B | 12.0 | 1.6% | 4.64 |
| 2025 | 2025-12-31 | USD 8.22B | 11.3 | 1.6% | 4.16 |
| 2024 | 2024-12-31 | USD 9.06B | 19.8 | 1.2% | 3.3 |
| 2023 | 2023-12-29 | USD 7.21B | 13.2 | 1.3% | 2.6 |
| 2022 | 2022-12-30 | USD 5.23B | 15.4 | 1.6% | 2.2 |
| 2021 | 2021-12-31 | USD 6.03B | 16.3 | 1.2% | 1.88 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 4.64 USD, yield 1.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 4.16 USD |
| FY2024 | 3.3 USD |
| FY2023 | 2.6 USD |
| FY2022 | 2.2 USD |
About Primerica Inc
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products.
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Frequently asked questions
Is Primerica Inc overvalued or undervalued?
Bullrun's valuation model currently marks Primerica Inc as 2.8% undervalued.
What is Primerica Inc's market cap?
Primerica Inc's market capitalization is USD 9.20B.
What is Primerica Inc's P/E ratio?
Primerica Inc's price-to-earnings (P/E) ratio is 12.0.
Does Primerica Inc pay a dividend?
Primerica Inc has a dividend yield of 1.6%.
What does Primerica Inc do?
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds.