Q2 Holdings Inc risk profile
35 Normal where most of the sector sits
Measured 1 September 2026 from QTWO's filed statements. Recomputed nightly.
35 (Normal), driven by Market expectation at 47, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 47 | Elevated | Volatile | One-year price volatility — 45.5% |
| Operating pressure | 6 | Contained | Easing | Costs outgrowing revenue — -9.0 percentage points |
| Cash conversion | 8 | Contained | Easing | Capital spending against operating cash — 0.03x |
| Leverage and coverage | 16 | Contained | Easing | Current ratio — 1.02x |
| Competitive position | 45 | Elevated | Stable | Operating-margin gap against peers — -1.8 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.