Regional Management Corp
Research Regional Management Corp (RM) on Bullrun: valuation model: 33.8% undervalued, market cap USD 311.40M, P/E 7.0, dividend yield 3.7%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerRM
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Valuation signal33.8% undervalued
- Market capUSD 311.40M
- P/E7.0
- Dividend yield3.7%
- Financial periodQ2 2026
- RevenueUSD 145.01M
- Net incomeUSD 8.15M
- Free cash flowUSD 75.94M
Valuation Snapshot
Bullrun's latest valuation model marks Regional Management Corp as 33.8% undervalued; latest market cap is USD 311.40M; P/E is 7.0; dividend yield is 3.7%.
Peer valuation comparison
Latest P/E is 7.03x versus a Financial Services sector median of 13.84x (49.2% below).
Latest dividend yield is 3.67% versus a Financial Services sector median of 3.86% (4.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 645.60M | USD 44.41M | USD 304.31M | n/a | 4.45 | USD 98.00M | USD 1.64B | USD 373.09M |
| FY2024 | USD 588.50M | USD 41.23M | USD 263.87M | n/a | 4.14 | USD 135.64M | USD 1.47B | USD 357.08M |
| FY2023 | USD 551.40M | USD 15.96M | USD 244.47M | n/a | 1.66 | USD 128.67M | USD 1.40B | USD 322.27M |
| FY2022 | USD 507.19M | USD 51.22M | USD 218.46M | n/a | 5.3 | USD 131.80M | USD 1.35B | USD 308.63M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 311.40M | 7.0 | 3.6% | 1.2 |
| 2025 | 2025-12-31 | USD 370.22M | 8.7 | 3.1% | 1.2 |
| 2024 | 2024-12-31 | USD 340.14M | 8.2 | 3.5% | 1.2 |
| 2023 | 2023-12-29 | USD 246.65M | 9.3 | 4.8% | 1.2 |
| 2022 | 2022-12-30 | USD 269.17M | 4.0 | 4.3% | 1.2 |
| 2021 | 2021-12-31 | USD 562.42M | 6.9 | 1.7% | 0.95 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.2 USD, yield 3.7%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.2 USD |
| FY2024 | 1.2 USD |
| FY2023 | 1.2 USD |
| FY2022 | 1.2 USD |
About Regional Management Corp
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Regional Management Corp overvalued or undervalued?
Bullrun's valuation model currently marks Regional Management Corp as 33.8% undervalued.
What is Regional Management Corp's market cap?
Regional Management Corp's market capitalization is USD 311.40M.
What is Regional Management Corp's P/E ratio?
Regional Management Corp's price-to-earnings (P/E) ratio is 7.0.
Does Regional Management Corp pay a dividend?
Regional Management Corp has a dividend yield of 3.7%.
What does Regional Management Corp do?
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.