Banco Santander S.A.
Research Banco Santander S.A. (SAN) on Bullrun: valuation model: 3.5% undervalued, market cap USD 214.74B, P/E 11.5, dividend yield 1.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSAN
- ExchangeNYSE
- CountrySpain
- SectorFinancial Services
- IndustryBanks-Diversified
- CurrencyUSD
- Valuation signal3.5% undervalued
- Market capUSD 214.74B
- P/E11.5
- Dividend yield1.0%
- Financial periodQ2 2026
- RevenueEUR 15.52B
- Net incomeEUR 3.52B
Valuation Snapshot
Bullrun's latest valuation model marks Banco Santander S.A. as 3.5% undervalued; latest market cap is USD 214.74B; P/E is 11.5; dividend yield is 1.0%.
Peer valuation comparison
Latest P/E is 11.53x versus a Financial Services sector median of 13.84x (16.7% below).
Latest dividend yield is 1.01% versus a Financial Services sector median of 3.86% (73.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | EUR 59.54B | EUR 14.10B | n/a | n/a | 0.89 | EUR 179.30B | EUR 326.21B | EUR 103.17B |
| FY2024 | EUR 62.72B | EUR 12.57B | n/a | n/a | 0.77 | EUR 217.89B | EUR 327.72B | EUR 98.60B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 214.74B | 11.5 | 1.0% | 0.15 |
| 2025 | 2025-12-31 | USD 172.18B | 11.2 | n/a | n/a |
| 2024 | 2024-12-31 | USD 69.02B | 5.6 | 4.6% | 0.21 |
| 2023 | 2023-12-29 | USD 65.87B | 6.6 | 3.6% | 0.15 |
| 2022 | 2022-12-30 | USD 49.54B | 5.2 | 4.1% | 0.12 |
| 2021 | 2021-12-31 | USD 56.14B | 6.6 | 1.8% | 0.06 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.15 USD, yield 1.0%.
About Banco Santander S.A.
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions;
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Frequently asked questions
Is Banco Santander S.A. overvalued or undervalued?
Bullrun's valuation model currently marks Banco Santander S.A. as 3.5% undervalued.
What is Banco Santander S.A.'s market cap?
Banco Santander S.A.'s market capitalization is USD 214.74B.
What is Banco Santander S.A.'s P/E ratio?
Banco Santander S.A.'s price-to-earnings (P/E) ratio is 11.5.
Does Banco Santander S.A. pay a dividend?
Banco Santander S.A. has a dividend yield of 1.0%.
What does Banco Santander S.A. do?
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments.