SoFi Technologies Inc
Research SoFi Technologies Inc (SOFI) on Bullrun: valuation model: 15.7% overvalued, market cap USD 19.65B, P/E 32.1. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerSOFI
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Valuation signal15.7% overvalued
- Market capUSD 19.65B
- P/E32.1
- Financial periodQ2 2026
- RevenueUSD 1.22B
- Net incomeUSD 156.59M
- Free cash flow-USD 3.99B
Valuation Snapshot
Bullrun's latest valuation model marks SoFi Technologies Inc as 15.7% overvalued; latest market cap is USD 19.65B; P/E is 32.1.
Peer valuation comparison
Latest P/E is 32.12x versus a Financial Services sector median of 13.41x (139.5% above).
Latest P/E is 32.12x versus a United States median of 23.75x (35.3% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 619.35M | USD 481.32M | -USD 3.98B | 1.7% | 0.39 | USD 4.93B | USD 1.93B | USD 10.49B |
| FY2024 | USD 503.12M | USD 498.67M | -USD 1.27B | 8.2% | 0.39 | USD 2.54B | USD 3.20B | USD 6.53B |
| FY2023 | USD 421.45M | -USD 300.74M | -USD 7.34B | 9.8% | -0.36 | USD 3.09B | USD 5.36B | USD 5.23B |
| FY2022 | USD 377.10M | -USD 320.41M | -USD 7.35B | 16.9% | -0.4 | USD 1.42B | USD 5.49B | USD 5.21B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 19.65B | 32.1 | n/a | n/a |
| 2025 | 2025-12-31 | USD 33.26B | 68.9 | n/a | n/a |
| 2024 | 2024-12-31 | USD 16.87B | 40.5 | n/a | n/a |
| 2023 | 2023-12-29 | USD 9.54B | n/a | n/a | n/a |
| 2022 | 2022-12-30 | USD 4.28B | n/a | n/a | n/a |
| 2021 | 2021-12-31 | USD 13.09B | n/a | n/a | n/a |
About SoFi Technologies Inc
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.
ETFs that hold SoFi Technologies Inc
SoFi Technologies Inc is one of the ten largest holdings of 3 ETFs that investors in Europe can buy, most traded first:
| ETF | Weight | TER |
|---|---|---|
| Global X FinTech UCITS ETF USD Acc | 3.72% | 0.60% |
| Global X Stablecoin & Tokenisation UCITS ETF USD Acc | 7.11% | 0.50% |
| Global X FinTech UCITS ETF USD Inc | 3.72% | 0.60% |
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Frequently asked questions
Is SoFi Technologies Inc overvalued or undervalued?
Bullrun's valuation model currently marks SoFi Technologies Inc as 15.7% overvalued.
What is SoFi Technologies Inc's market cap?
SoFi Technologies Inc's market capitalization is USD 19.65B.
What is SoFi Technologies Inc's P/E ratio?
SoFi Technologies Inc's price-to-earnings (P/E) ratio is 32.1.
What does SoFi Technologies Inc do?
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services.