Upstart Holdings Inc

Research Upstart Holdings Inc (UPST) on Bullrun: valuation model: 68.6% overvalued, market cap USD 3.35B, P/E 90.4. Explore financials, valuation history, model signals, and stock context.

Key Metrics

• TickerUPST
• ExchangeNASDAQ
• CountryUnited States
• SectorFinancial Services
• IndustryCredit Services
• CurrencyUSD
• Valuation signal68.6% overvalued
• Market capUSD 3.35B
• P/E90.4
• Financial periodFY2025
• RevenueUSD 1.04B
• Revenue growth64.0%
• Net incomeUSD 53.60M
• Free cash flow-USD 148.07M

Valuation Snapshot

Bullrun's latest valuation model marks Upstart Holdings Inc as 68.6% overvalued; latest market cap is USD 3.35B; P/E is 90.4.

About Upstart Holdings Inc

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Frequently asked questions

Is Upstart Holdings Inc overvalued or undervalued?

Bullrun's valuation model currently marks Upstart Holdings Inc as 68.6% overvalued.

What is Upstart Holdings Inc's market cap?

Upstart Holdings Inc's market capitalization is USD 3.35B.

What is Upstart Holdings Inc's P/E ratio?

Upstart Holdings Inc's price-to-earnings (P/E) ratio is 90.4.

What does Upstart Holdings Inc do?

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.