Usio Inc risk profile
45 Elevated one input has moved against it
Measured 1 September 2026 from USIO's filed statements. Recomputed nightly.
45 (Elevated), driven by Leverage and coverage at 49, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 49 | Elevated | Volatile | One-year price volatility — 58.7% |
| Operating pressure | 38 | Normal | Worsening | Costs outgrowing revenue — +2.1 percentage points |
| Cash conversion | 45 | Elevated | Worsening | Free-cash-flow margin — 1.3% |
| Leverage and coverage | 49 | Elevated | Worsening | Interest cover — -7.94x |
| Competitive position | 46 | Elevated | Stable | Operating-margin gap against peers — -1.5 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.