Valica S.p.A. risk profile
36 Normal where most of the sector sits
Measured 1 September 2026 from V3N's filed statements. Recomputed nightly.
36 (Normal), driven by Cash conversion at 100, over 5 weighted categories on the SOFTWARE profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 94 | Acute | Volatile | One-year price volatility — 55.2% |
| Operating pressure | 65 | Stretched | Worsening | Costs outgrowing revenue — +20.8 percentage points |
| Cash conversion | 100 | Acute | Worsening | Capital spending against operating cash — -1.86x |
| Leverage and coverage | 70 | Stretched | Worsening | Net debt to EBITDA — 6.06x |
| Competitive position | 9 | Contained | Stable | Operating-margin gap against peers — +18.3 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.