World Acceptance Corp
Research World Acceptance Corp (WRLD) on Bullrun: valuation model: 24.4% overvalued, market cap USD 821.39M, P/E 20.8. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerWRLD
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryCredit Services
- CurrencyUSD
- Valuation signal24.4% overvalued
- Market capUSD 821.39M
- P/E20.8
- Financial periodFY2026
- RevenueUSD 585.17M
- Revenue growth3.7%
- Net incomeUSD 34.59M
- Free cash flowUSD 255.48M
Valuation Snapshot
Bullrun's latest valuation model marks World Acceptance Corp as 24.4% overvalued; latest market cap is USD 821.39M; P/E is 20.8.
Peer valuation comparison
Latest P/E is 20.85x versus a Financial Services sector median of 13.41x (55.4% above).
Latest P/E is 20.85x versus a United States median of 23.75x (12.2% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | USD 585.17M | USD 34.59M | USD 255.48M | n/a | 6.88 | USD 6.07M | USD 587.23M | USD 351.01M |
| FY2025 | USD 564.17M | USD 89.24M | USD 250.48M | n/a | 16.21 | USD 4.71M | USD 447.86M | USD 436.99M |
| FY2024 | USD 572.81M | USD 77.05M | USD 259.85M | n/a | 13.14 | USD 5.17M | USD 498.42M | USD 422.44M |
| FY2023 | USD 616.55M | USD 21.23M | USD 285.73M | n/a | 3.6 | USD 16.51M | USD 598.77M | USD 383.54M |
| FY2022 | USD 585.19M | USD 53.92M | USD 266.38M | n/a | 8.47 | USD 19.24M | USD 696.97M | USD 373.02M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 821.39M | 20.8 | n/a | n/a |
| 2025 | 2025-12-31 | USD 693.40M | 18.0 | n/a | n/a |
| 2024 | 2024-12-31 | USD 650.80M | 8.0 | n/a | n/a |
| 2023 | 2023-12-29 | USD 812.52M | 13.8 | n/a | n/a |
| 2022 | 2022-12-30 | USD 412.58M | 27.0 | n/a | n/a |
| 2021 | 2021-12-31 | USD 1.63B | 20.3 | n/a | n/a |
About World Acceptance Corp
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is World Acceptance Corp overvalued or undervalued?
Bullrun's valuation model currently marks World Acceptance Corp as 24.4% overvalued.
What is World Acceptance Corp's market cap?
World Acceptance Corp's market capitalization is USD 821.39M.
What is World Acceptance Corp's P/E ratio?
World Acceptance Corp's price-to-earnings (P/E) ratio is 20.8.
What does World Acceptance Corp do?
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders.