XP Inc - Class A
Research XP Inc - Class A (XP) on Bullrun: valuation model: 48.5% overvalued, market cap USD 16.35B, P/E 16.8, dividend yield 1.2%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerXP
- ExchangeNASDAQ
- CountryCayman Islands
- SectorFinancial Services
- IndustryCapital Markets
- CurrencyUSD
- Valuation signal48.5% overvalued
- Market capUSD 16.35B
- P/E16.8
- Dividend yield1.2%
- Financial periodQ2 2026
- RevenueBRL 1.97B
- Net incomeBRL 1.39B
- Free cash flow-BRL 1.28B
- Gross margin23.4%
Valuation Snapshot
Bullrun's latest valuation model marks XP Inc - Class A as 48.5% overvalued; latest market cap is USD 16.35B; P/E is 16.8; dividend yield is 1.2%.
Peer valuation comparison
Latest P/E is 16.8x versus a Financial Services sector median of 13.39x (25.4% above).
Latest dividend yield is 1.17% versus a Financial Services sector median of 3.66% (68.0% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | BRL 7.97B | BRL 5.17B | BRL 11.56B | 26.0% | 9.72 | BRL 10.36B | BRL 104.22B | BRL 23.55B |
| FY2024 | BRL 7.42B | BRL 4.51B | BRL 10.85B | 25.5% | 8.23 | BRL 5.61B | BRL 115.13B | BRL 20.04B |
| FY2023 | BRL 6.53B | BRL 3.90B | BRL 7.93B | 24.7% | 7.16 | BRL 3.94B | BRL 68.56B | BRL 19.45B |
| FY2022 | BRL 5.94B | BRL 3.58B | BRL 1.68B | 18.6% | 6.25 | BRL 3.55B | BRL 33.66B | BRL 17.04B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-09 | USD 16.35B | 16.8 | 1.2% | 0.38 |
| 2025 | 2025-12-31 | USD 8.49B | 9.4 | 1.1% | 0.18 |
| 2024 | 2024-12-31 | USD 6.37B | 7.7 | n/a | n/a |
| 2023 | 2023-12-29 | USD 14.26B | 19.8 | 5.0% | 1.31 |
| 2022 | 2022-12-30 | USD 8.41B | 12.3 | n/a | n/a |
| 2021 | 2021-12-31 | USD 16.08B | 24.8 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.38 USD, yield 1.2%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.18 BRL |
| FY2023 | 1.31 BRL |
About XP Inc - Class A
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products;
Related stock research
Other Financial Services stocks
Frequently asked questions
Is XP Inc - Class A overvalued or undervalued?
Bullrun's valuation model currently marks XP Inc - Class A as 48.5% overvalued.
What is XP Inc - Class A's market cap?
XP Inc - Class A's market capitalization is USD 16.35B.
What is XP Inc - Class A's P/E ratio?
XP Inc - Class A's price-to-earnings (P/E) ratio is 16.8.
Does XP Inc - Class A pay a dividend?
XP Inc - Class A has a dividend yield of 1.2%.
What does XP Inc - Class A do?
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth.