X Financial

Research X Financial (XYF) on Bullrun: valuation model: 159.7% undervalued, market cap USD 114.33M, P/E 1.5, dividend yield 5.6%. Explore financials, valuation history, model signals, and stock context.

Key Metrics

TickerXYF
ExchangeNYSE
CountryChina
SectorFinancial Services
IndustryCredit Services
CurrencyUSD
Valuation signal159.7% undervalued
Market capUSD 114.33M
P/E1.5
Dividend yield5.6%
Financial periodFY2025
RevenueUSD 1.09B
Net incomeUSD 209.43M
Free cash flowUSD 206.73M
Gross margin73.6%

Valuation Snapshot

Bullrun's latest valuation model marks X Financial as 159.7% undervalued; latest market cap is USD 114.33M; P/E is 1.5; dividend yield is 5.6%.

About X Financial

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services.

Frequently asked questions

Is X Financial overvalued or undervalued?

Bullrun's valuation model currently marks X Financial as 159.7% undervalued.

What is X Financial's market cap?

X Financial's market capitalization is USD 114.33M.

What is X Financial's P/E ratio?

X Financial's price-to-earnings (P/E) ratio is 1.5.

Does X Financial pay a dividend?

X Financial has a dividend yield of 5.6%.