CONCORDIA FINL GROUP
Research CONCORDIA FINL GROUP (YC3) on Bullrun: market cap EUR 11.24B, P/E 18.8, dividend yield 2.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerYC3
- ExchangeF
- CountryJapan
- SectorFinancial Services
- IndustryBanks - Regional
- CurrencyEUR
- Market capEUR 11.24B
- P/E18.8
- Dividend yield2.0%
- Financial periodFY2026
- RevenueJPY 375.59B
- Revenue growth19.5%
- Net incomeJPY 106.52B
- Free cash flow-JPY 145.08B
Valuation Snapshot
latest market cap is EUR 11.24B; P/E is 18.8; dividend yield is 2.0%.
Peer valuation comparison
Latest P/E is 18.85x versus a Financial Services sector median of 13.84x (36.2% above).
Latest dividend yield is 2.03% versus a Financial Services sector median of 3.86% (47.3% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2026 | JPY 375.59B | JPY 106.52B | -JPY 145.08B | n/a | 94.02 | JPY 4.15T | JPY 2.34T | JPY 1.40T |
| FY2025 | JPY 314.42B | JPY 82.81B | JPY 360.45B | n/a | 71.63 | JPY 4.45T | JPY 2.26T | JPY 1.29T |
| FY2024 | JPY 286.58B | JPY 66.93B | -JPY 2.23T | n/a | 47.39 | JPY 4.13T | JPY 2.32T | JPY 1.28T |
| FY2023 | JPY 266.86B | JPY 56.16B | JPY 953.25B | n/a | 47.39 | JPY 6.43T | JPY 4.27T | JPY 1.16T |
| FY2022 | JPY 264.89B | JPY 53.88B | JPY 1.23T | n/a | 44.67 | JPY 5.64T | JPY 3.18T | JPY 1.16T |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-10 | EUR 11.24B | 18.8 | 2.7% | 0.26 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.26 EUR, yield 2.0%.
| Year | Dividends/share |
|---|---|
| FY2026 | 0.11 JPY |
| FY2025 | 0.18 JPY |
| FY2024 | 0.14 JPY |
| FY2023 | 0.11 JPY |
| FY2022 | 0.11 JPY |
About CONCORDIA FINL GROUP
Yokohama Financial Group, Inc. provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, savings, notice, and term deposits; loan products; and securities, leasing, information, research and venture capital services. The company was formerly known as Concordia Financial Group, Ltd. and changed its name to Yokohama Financial Group, Inc. in October 2025. Yokohama Financial Group, Inc.
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Frequently asked questions
What is CONCORDIA FINL GROUP's market cap?
CONCORDIA FINL GROUP's market capitalization is EUR 11.24B.
What is CONCORDIA FINL GROUP's P/E ratio?
CONCORDIA FINL GROUP's price-to-earnings (P/E) ratio is 18.8.
Does CONCORDIA FINL GROUP pay a dividend?
CONCORDIA FINL GROUP has a dividend yield of 2.0%.
What does CONCORDIA FINL GROUP do?
Yokohama Financial Group, Inc. provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, savings, notice, and term deposits; loan products; and securities, leasing, information, research and venture capital services. The company was formerly known as Concordia Financial Group, Ltd. and changed its name to Yokohama Financial Group, Inc. in October 2025. Yokohama Financial Group, Inc. was incorporated in 2016 and is headquartered in Tokyo, Japan.