Ameris Bancorp
Research Ameris Bancorp (ABCB) on Bullrun: valuation model: 17.4% undervalued, market cap USD 5.74B, P/E 15.5, dividend yield 0.9%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerABCB
- ExchangeNYSE
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal17.4% undervalued
- Market capUSD 5.74B
- P/E15.5
- Dividend yield0.9%
- Financial periodQ2 2026
- RevenueUSD 318.01M
- Net incomeUSD 51.45M
- Free cash flowUSD 70.81M
Valuation Snapshot
Bullrun's latest valuation model marks Ameris Bancorp as 17.4% undervalued; latest market cap is USD 5.74B; P/E is 15.5; dividend yield is 0.9%.
Peer valuation comparison
Latest P/E is 15.48x versus a Financial Services sector median of 13.84x (11.9% above).
Latest dividend yield is 0.94% versus a Financial Services sector median of 3.86% (75.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.17B | USD 412.20M | USD 369.64M | n/a | 6 | USD 1.09B | USD 692.34M | USD 4.08B |
| FY2024 | USD 1.10B | USD 358.70M | USD 140.72M | n/a | 5.19 | USD 1.22B | USD 424.10M | USD 3.75B |
| FY2023 | n/a | USD 269.10M | USD 551.43M | n/a | 3.89 | USD 1.17B | USD 639.90M | USD 3.43B |
| FY2022 | n/a | USD 346.50M | USD 1.05B | n/a | 4.99 | USD 1.12B | USD 552.92M | USD 3.20B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 5.74B | 15.5 | 0.9% | 0.8 |
| 2025 | 2025-12-31 | USD 5.05B | 12.4 | 1.1% | 0.8 |
| 2024 | 2024-12-31 | USD 4.32B | 12.1 | 1.0% | 0.65 |
| 2023 | 2023-12-29 | USD 3.66B | 12.9 | 1.1% | 0.6 |
| 2022 | 2022-12-30 | USD 3.27B | 9.5 | 1.3% | 0.6 |
| 2021 | 2021-12-31 | USD 3.46B | 9.2 | 1.2% | 0.6 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.8 USD, yield 0.9%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.8 USD |
| FY2024 | 0.65 USD |
| FY2023 | 0.6 USD |
| FY2022 | 0.6 USD |
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts.
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Frequently asked questions
Is Ameris Bancorp overvalued or undervalued?
Bullrun's valuation model currently marks Ameris Bancorp as 17.4% undervalued.
What is Ameris Bancorp's market cap?
Ameris Bancorp's market capitalization is USD 5.74B.
What is Ameris Bancorp's P/E ratio?
Ameris Bancorp's price-to-earnings (P/E) ratio is 15.5.
Does Ameris Bancorp pay a dividend?
Ameris Bancorp has a dividend yield of 0.9%.
What does Ameris Bancorp do?
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts.