Alerus Financial Corp
Research Alerus Financial Corp (ALRS) on Bullrun: valuation model: 30.2% overvalued, market cap USD 826.28M, P/E 30.9, dividend yield 2.6%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerALRS
- ExchangeNASDAQ
- CountryUnited States
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal30.2% overvalued
- Market capUSD 826.28M
- P/E30.9
- Dividend yield2.6%
- Financial periodQ2 2026
- RevenueUSD 80.04M
- Net incomeUSD 20.87M
- Free cash flowUSD 17.92M
Valuation Snapshot
Bullrun's latest valuation model marks Alerus Financial Corp as 30.2% overvalued; latest market cap is USD 826.28M; P/E is 30.9; dividend yield is 2.6%.
Peer valuation comparison
Latest P/E is 30.9x versus a Financial Services sector median of 13.84x (123.3% above).
Latest dividend yield is 2.56% versus a Financial Services sector median of 3.86% (33.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 220.72M | USD 17.44M | USD 58.83M | n/a | 0.68 | USD 67.19M | USD 367.98M | USD 564.93M |
| FY2024 | USD 215.87M | USD 17.78M | USD 9.38M | n/a | 0.83 | USD 61.24M | USD 298.03M | USD 495.41M |
| FY2023 | USD 166.17M | USD 11.70M | USD 23.75M | n/a | 0.58 | USD 129.89M | USD 373.13M | USD 369.13M |
| FY2022 | n/a | USD 40.01M | USD 101.18M | n/a | 2.1 | USD 58.24M | USD 436.92M | USD 356.87M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 826.28M | 30.9 | 2.6% | 0.85 |
| 2025 | 2025-12-31 | USD 572.15M | 34.1 | 3.7% | 0.83 |
| 2024 | 2024-12-31 | USD 487.63M | 19.0 | 4.1% | 0.79 |
| 2023 | 2023-12-29 | USD 442.78M | 12.2 | 3.3% | 0.75 |
| 2022 | 2022-12-30 | USD 466.70M | 10.2 | 3.0% | 0.7 |
| 2021 | 2021-12-31 | USD 503.98M | 9.9 | 2.2% | 0.63 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.85 USD, yield 2.6%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.83 USD |
| FY2024 | 0.79 USD |
| FY2023 | 0.75 USD |
| FY2022 | 0.7 USD |
About Alerus Financial Corp
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit;
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Frequently asked questions
Is Alerus Financial Corp overvalued or undervalued?
Bullrun's valuation model currently marks Alerus Financial Corp as 30.2% overvalued.
What is Alerus Financial Corp's market cap?
Alerus Financial Corp's market capitalization is USD 826.28M.
What is Alerus Financial Corp's P/E ratio?
Alerus Financial Corp's price-to-earnings (P/E) ratio is 30.9.
Does Alerus Financial Corp pay a dividend?
Alerus Financial Corp has a dividend yield of 2.6%.
What does Alerus Financial Corp do?
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth.