Dave Inc - Class A
Research Dave Inc - Class A (DAVE) on Bullrun: valuation model: 20.2% undervalued, market cap USD 4.61B, P/E 23.4. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerDAVE
- ExchangeNASDAQ
- CountryUnited States
- SectorTechnology
- IndustrySoftware-Application
- CurrencyUSD
- Valuation signal20.2% undervalued
- Market capUSD 4.61B
- P/E23.4
- Financial periodQ2 2026
- RevenueUSD 170.79M
- Net incomeUSD 6.69M
- Free cash flowUSD 65.70M
- Gross margin87.1%
Valuation Snapshot
Bullrun's latest valuation model marks Dave Inc - Class A as 20.2% undervalued; latest market cap is USD 4.61B; P/E is 23.4.
Peer valuation comparison
Latest P/E is 23.42x versus a Technology sector median of 28.7x (18.4% below).
Latest P/E is 23.42x versus a United States median of 23.75x.
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 554.18M | USD 196.00M | USD 289.71M | 86.7% | 13.53 | USD 80.52M | USD 0 | USD 352.73M |
| FY2024 | USD 347.08M | USD 58.00M | USD 124.88M | 81.2% | 4.19 | USD 49.72M | USD 75.00M | USD 183.10M |
| FY2023 | USD 259.09M | -USD 49.00M | USD 33.07M | 76.3% | -4.07 | USD 41.76M | USD 75.00M | USD 87.06M |
| FY2022 | USD 204.84M | -USD 128.91M | -USD 45.61M | 84.4% | -11.12 | USD 22.89M | USD 75.00M | USD 106.56M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 4.61B | 23.4 | n/a | n/a |
| 2025 | 2025-12-31 | USD 3.00B | 16.4 | n/a | n/a |
| 2024 | 2024-12-31 | USD 1.13B | 20.4 | n/a | n/a |
| 2023 | 2023-12-29 | USD 101.11M | n/a | n/a | n/a |
| 2022 | 2022-12-30 | USD 109.65M | n/a | n/a | n/a |
About Dave Inc - Class A
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work.
ETFs that hold Dave Inc - Class A
Dave Inc - Class A is one of the ten largest holdings of one ETF that investors in Europe can buy:
| ETF | Weight | TER |
|---|---|---|
| L&G Russell 2000 US Small Cap Quality UCITS ETF USD Accumulate | 0.58% | 0.30% |
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Frequently asked questions
Is Dave Inc - Class A overvalued or undervalued?
Bullrun's valuation model currently marks Dave Inc - Class A as 20.2% undervalued.
What is Dave Inc - Class A's market cap?
Dave Inc - Class A's market capitalization is USD 4.61B.
What is Dave Inc - Class A's P/E ratio?
Dave Inc - Class A's price-to-earnings (P/E) ratio is 23.4.
What does Dave Inc - Class A do?
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc.