Earlypay Ltd
Research Earlypay Ltd (EPY) on Bullrun: market cap AUD 30.64M, P/E 20.4, dividend yield 4.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerEPY
- ExchangeAU
- CountryAustralia
- SectorFinancial Services
- IndustryCredit Services
- CurrencyAUD
- Market capAUD 30.64M
- P/E20.4
- Dividend yield4.5%
- Financial periodFY2025
- RevenueAUD 20.90M
- Revenue growth-4.4%
- Net incomeAUD 2.87M
- Free cash flowAUD 8.79M
- Gross margin100.0%
Valuation Snapshot
latest market cap is AUD 30.64M; P/E is 20.4; dividend yield is 4.5%.
Peer valuation comparison
Latest P/E is 20.35x versus a Financial Services sector median of 13.84x (47.1% above).
Latest dividend yield is 4.48% versus a Financial Services sector median of 3.86% (16.2% above).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | AUD 20.90M | AUD 2.87M | AUD 8.79M | 100.0% | 0.01 | AUD 37.56M | AUD 236.32M | AUD 74.05M |
| FY2024 | AUD 21.87M | AUD 2.45M | AUD 8.24M | 100.0% | 0.01 | AUD 40.13M | AUD 236.72M | AUD 72.61M |
| FY2023 | AUD 25.71M | -AUD 7.74M | AUD 8.30M | 100.0% | -0.03 | AUD 52.99M | AUD 281.24M | AUD 73.48M |
| FY2022 | AUD 25.96M | AUD 13.22M | AUD 11.95M | 100.0% | 0.05 | AUD 52.71M | AUD 293.97M | AUD 85.10M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-24 | AUD 30.64M | 20.4 | 6.6% | 0.01 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.01 AUD, yield 4.5%.
| Year | Dividends/share |
|---|---|
| FY2025 | 0.01 AUD |
| FY2024 | 0 AUD |
| FY2022 | 0.03 AUD |
| FY2021 | 0.02 AUD |
About Earlypay Ltd
Earlypay Limited engages in the provision of financial solutions to businesses in Australia. It offers invoice finance, such as debtor and trade finance; invoice factoring and discounting, and clean energy finance services, as well as business line of credit. The company also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term refinancing. In addition, it offers payroll and trade finance services, and asset finance.
Related stock research
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Frequently asked questions
What is Earlypay Ltd's market cap?
Earlypay Ltd's market capitalization is AUD 30.64M.
What is Earlypay Ltd's P/E ratio?
Earlypay Ltd's price-to-earnings (P/E) ratio is 20.4.
Does Earlypay Ltd pay a dividend?
Earlypay Ltd has a dividend yield of 4.5%.
What does Earlypay Ltd do?
Earlypay Limited engages in the provision of financial solutions to businesses in Australia. It offers invoice finance, such as debtor and trade finance; invoice factoring and discounting, and clean energy finance services, as well as business line of credit. The company also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term refinancing. In addition, it offers payroll and trade finance services, and asset finance.