Essent Group Ltd
Research Essent Group Ltd (ESNT) on Bullrun: valuation model: 6.8% undervalued, market cap USD 6.20B, P/E 9.6, dividend yield 1.0%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerESNT
- ExchangeNYSE
- CountryBermuda
- SectorFinancial Services
- IndustryInsurance-Specialty
- CurrencyUSD
- Valuation signal6.8% undervalued
- Market capUSD 6.20B
- P/E9.6
- Dividend yield1.0%
- Financial periodQ2 2026
- RevenueUSD 362.69M
- Net incomeUSD 189.71M
- Free cash flowUSD 196.12M
Valuation Snapshot
Bullrun's latest valuation model marks Essent Group Ltd as 6.8% undervalued; latest market cap is USD 6.20B; P/E is 9.6; dividend yield is 1.0%.
Peer valuation comparison
Latest P/E is 9.63x versus a Financial Services sector median of 13.84x (30.4% below).
Latest dividend yield is 1.01% versus a Financial Services sector median of 3.86% (73.8% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 1.26B | USD 689.97M | USD 848.69M | n/a | 6.9 | USD 123.05M | USD 495.30M | USD 5.76B |
| FY2024 | USD 1.24B | USD 729.40M | USD 854.77M | n/a | 6.85 | USD 131.48M | USD 493.96M | USD 5.60B |
| FY2023 | USD 1.11B | USD 696.39M | USD 759.00M | n/a | 6.5 | USD 141.79M | USD 421.92M | USD 5.10B |
| FY2022 | USD 1.00B | USD 831.35M | USD 584.84M | n/a | 7.72 | USD 81.24M | USD 420.60M | USD 4.46B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 6.20B | 9.6 | 1.0% | 0.7 |
| 2025 | 2025-12-31 | USD 6.21B | 9.4 | 0.5% | 0.31 |
| 2024 | 2024-12-31 | USD 5.72B | 8.0 | 1.5% | 0.84 |
| 2023 | 2023-12-29 | USD 5.63B | 8.5 | 1.9% | 1 |
| 2022 | 2022-12-30 | USD 4.19B | 4.9 | 2.2% | 0.86 |
| 2021 | 2021-12-31 | USD 4.98B | 7.4 | 1.5% | 0.7 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 0.7 USD, yield 1.0%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.24 USD |
| FY2024 | 1.12 USD |
| FY2023 | 1 USD |
| FY2022 | 0.86 USD |
About Essent Group Ltd
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services;
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Frequently asked questions
Is Essent Group Ltd overvalued or undervalued?
Bullrun's valuation model currently marks Essent Group Ltd as 6.8% undervalued.
What is Essent Group Ltd's market cap?
Essent Group Ltd's market capitalization is USD 6.20B.
What is Essent Group Ltd's P/E ratio?
Essent Group Ltd's price-to-earnings (P/E) ratio is 9.6.
Does Essent Group Ltd pay a dividend?
Essent Group Ltd has a dividend yield of 1.0%.
What does Essent Group Ltd do?
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy.