Bank of N T Butterfield & Son Ltd
Research Bank of N T Butterfield & Son Ltd (NTB) on Bullrun: valuation model: 6.8% undervalued, market cap USD 2.29B, P/E 10.3, dividend yield 2.5%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerNTB
- ExchangeNYSE
- CountryBermuda
- SectorFinancial Services
- IndustryBanks-Diversified
- CurrencyUSD
- Valuation signal6.8% undervalued
- Market capUSD 2.29B
- P/E10.3
- Dividend yield2.5%
- Financial periodQ2 2026
- RevenueUSD 159.95M
- Net incomeUSD 46.91M
- Free cash flowUSD 54.27M
Valuation Snapshot
Bullrun's latest valuation model marks Bank of N T Butterfield & Son Ltd as 6.8% undervalued; latest market cap is USD 2.29B; P/E is 10.3; dividend yield is 2.5%.
Peer valuation comparison
Latest P/E is 10.27x versus a Financial Services sector median of 13.84x (25.8% below).
Latest dividend yield is 2.54% versus a Financial Services sector median of 3.86% (34.1% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | USD 606.79M | USD 231.94M | USD 254.81M | n/a | 5.47 | USD 1.71B | USD 0 | USD 1.14B |
| FY2024 | USD 579.93M | USD 216.32M | USD 243.90M | n/a | 4.71 | USD 2.00B | USD 98.73M | USD 1.02B |
| FY2023 | USD 578.60M | USD 225.49M | n/a | n/a | 4.58 | USD 1.65B | USD 98.49M | USD 1.00B |
| FY2022 | USD 549.30M | USD 214.02M | n/a | n/a | 4.29 | USD 2.10B | USD 172.29M | USD 864.82M |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-08-25 | USD 2.29B | 10.3 | 2.6% | 1.5 |
| 2025 | 2025-12-31 | USD 1.99B | 9.1 | 1.0% | 0.5 |
| 2024 | 2024-12-31 | USD 1.59B | 7.7 | 4.8% | 1.76 |
| 2023 | 2023-12-29 | USD 1.54B | 6.8 | 5.5% | 1.76 |
| 2022 | 2022-12-30 | USD 1.48B | 7.7 | 5.9% | 1.76 |
| 2021 | 2021-12-31 | USD 1.88B | 11.7 | 4.6% | 1.76 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.5 USD, yield 2.5%.
| Year | Dividends/share |
|---|---|
| FY2025 | 1.88 USD |
| FY2024 | 1.76 USD |
| FY2023 | 1.76 USD |
| FY2022 | 1.76 USD |
About Bank of N T Butterfield & Son Ltd
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans.
Related stock research
Other Financial Services stocks
Frequently asked questions
Is Bank of N T Butterfield & Son Ltd overvalued or undervalued?
Bullrun's valuation model currently marks Bank of N T Butterfield & Son Ltd as 6.8% undervalued.
What is Bank of N T Butterfield & Son Ltd's market cap?
Bank of N T Butterfield & Son Ltd's market capitalization is USD 2.29B.
What is Bank of N T Butterfield & Son Ltd's P/E ratio?
Bank of N T Butterfield & Son Ltd's price-to-earnings (P/E) ratio is 10.3.
Does Bank of N T Butterfield & Son Ltd pay a dividend?
Bank of N T Butterfield & Son Ltd has a dividend yield of 2.5%.
What does Bank of N T Butterfield & Son Ltd do?
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans.