Fintel PLC risk profile
27 Normal where most of the sector sits
Measured 1 September 2026 from FNTL's filed statements. Recomputed nightly.
27 (Normal), driven by Market expectation at 58, over 5 weighted categories on the MANUFACTURER profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 58 | Elevated | Stable | One-year price volatility — 39.7% |
| Operating pressure | 31 | Normal | Worsening | Costs outgrowing revenue — -2.3 percentage points |
| Cash conversion | 12 | Contained | Easing | Capital spending against operating cash — 0.24x |
| Leverage and coverage | 36 | Normal | Easing | Current ratio — 1.18x |
| Competitive position | 21 | Normal | Stable | Revenue-growth gap against peers — +16.6 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.