FINANZA.TECH risk profile
79 Stretched several inputs deteriorating together
Measured 1 September 2026 from FTC.MI's filed statements. Recomputed nightly.
79 (Stretched), driven by Leverage and coverage at 90, over 5 weighted categories on the MANUFACTURER profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 54 | Elevated | Worsening | Drawdown from the 52-week high — 27.2% |
| Operating pressure | 80 | Acute | Worsening | Costs outgrowing revenue — +29.3 percentage points |
| Cash conversion | 71 | Stretched | Easing | Capital spending against operating cash — 1.00x |
| Leverage and coverage | 90 | Acute | Worsening | Net debt to EBITDA |
| Competitive position | 82 | Acute | Stable | Operating-margin gap against peers — -26.4 percentage points |
| Concentration | Reads identified supplier spend, customers above the 10% disclosure threshold and revenue by region. No reading is stored for this company. | |||
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.