Humana Inc risk profile
56 Elevated one input has moved against it
Measured 21 October 2026 from HUM's filed statements. Recomputed nightly.
56 (Elevated), driven by Concentration at 92, over 3 weighted categories on the BANK_INSURER profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 33 | Normal | Volatile | One-year price volatility — 46.9% |
| Operating pressure | Reads cost_of_revenue, operating_expense, operating_income and revenue. No reading is stored for this company. | |||
| Cash conversion | Reads operating_cashflow, capital_expenditure, free_cashflow, net_income and revenue. No reading is stored for this company. | |||
| Leverage and coverage | Reads total_debt, cash_and_cash_equivalents, ebitda, interest_expense, total_current_assets, total_current_liabilities and a disclosed CET1 ratio, for a bank or insurer. No reading is stored for this company. | |||
| Competitive position | 56 | Elevated | Stable | Operating-margin gap against peers — -9.8 percentage points |
| Concentration | 92 | Acute | Stable | Customer concentration — 7,085 HHI |
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.