Intercorp Financial Services Inc
Research Intercorp Financial Services Inc (IFS) on Bullrun: valuation model: 1.3% undervalued, market cap USD 5.94B, P/E 10.0, dividend yield 3.3%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerIFS
- ExchangeNYSE
- CountryPeru
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal1.3% undervalued
- Market capUSD 5.94B
- P/E10.0
- Dividend yield3.3%
- Financial periodQ2 2026
- RevenuePEN 1.88B
- Net incomePEN 582.32M
- Free cash flowPEN 2.71B
Valuation Snapshot
Bullrun's latest valuation model marks Intercorp Financial Services Inc as 1.3% undervalued; latest market cap is USD 5.94B; P/E is 10.0; dividend yield is 3.3%.
Peer valuation comparison
Latest P/E is 9.95x versus a Financial Services sector median of 13.41x (25.8% below).
Latest dividend yield is 3.3% versus a Financial Services sector median of 3.66% (9.7% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | PEN 6.91B | PEN 1.93B | PEN 1.31B | n/a | 17.3 | PEN 12.39B | PEN 11.00B | PEN 12.35B |
| FY2024 | PEN 6.54B | PEN 1.30B | PEN 2.56B | n/a | 11.38 | PEN 12.20B | PEN 11.82B | PEN 10.92B |
| FY2023 | PEN 6.33B | PEN 1.07B | PEN 2.45B | n/a | 9.33 | PEN 9.60B | PEN 10.88B | PEN 9.95B |
| FY2022 | PEN 5.89B | PEN 1.67B | -PEN 1.37B | n/a | 14.39 | PEN 13.00B | PEN 10.47B | PEN 9.37B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 5.94B | 10.0 | 3.4% | 1.8 |
| 2025 | 2025-12-31 | USD 4.71B | 8.7 | n/a | n/a |
| 2024 | 2024-12-31 | USD 3.32B | 9.7 | 3.4% | 1 |
| 2023 | 2023-12-29 | USD 2.53B | 8.0 | 5.4% | 1.18 |
| 2022 | 2022-12-30 | USD 2.71B | 6.9 | 7.4% | 1.75 |
| 2021 | 2021-12-31 | USD 3.04B | 6.6 | 5.4% | 1.42 |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.8 USD, yield 3.3%.
| Year | Dividends/share |
|---|---|
| FY2024 | 1 PEN |
| FY2023 | 1.18 PEN |
| FY2022 | 1.75 PEN |
About Intercorp Financial Services Inc
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
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Frequently asked questions
Is Intercorp Financial Services Inc overvalued or undervalued?
Bullrun's valuation model currently marks Intercorp Financial Services Inc as 1.3% undervalued.
What is Intercorp Financial Services Inc's market cap?
Intercorp Financial Services Inc's market capitalization is USD 5.94B.
What is Intercorp Financial Services Inc's P/E ratio?
Intercorp Financial Services Inc's price-to-earnings (P/E) ratio is 10.0.
Does Intercorp Financial Services Inc pay a dividend?
Intercorp Financial Services Inc has a dividend yield of 3.3%.
What does Intercorp Financial Services Inc do?
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.