Credicorp Ltd
Research Credicorp Ltd (BAP) on Bullrun: valuation model: 17.6% overvalued, market cap USD 30.33B, P/E 14.1, dividend yield 0.4%. Explore financials, valuation history, model signals, and stock context.
Key Metrics
- TickerBAP
- ExchangeNYSE
- CountryPeru
- SectorFinancial Services
- IndustryBanks-Regional
- CurrencyUSD
- Valuation signal17.6% overvalued
- Market capUSD 30.33B
- P/E14.1
- Dividend yield0.4%
- Financial periodQ2 2026
- RevenuePEN 6.86B
- Net incomePEN 1.98B
Valuation Snapshot
Bullrun's latest valuation model marks Credicorp Ltd as 17.6% overvalued; latest market cap is USD 30.33B; P/E is 14.1; dividend yield is 0.4%.
Peer valuation comparison
Latest P/E is 14.13x versus a Financial Services sector median of 13.41x (5.4% above).
Latest dividend yield is 0.38% versus a Financial Services sector median of 3.66% (89.6% below).
Five-year financial history
| Year | Revenue | Net income | Free cash flow | Gross margin | Diluted EPS | Cash | Total debt | Equity |
|---|---|---|---|---|---|---|---|---|
| FY2025 | PEN 23.99B | PEN 6.93B | PEN 7.34B | n/a | 87.08 | PEN 48.92B | PEN 25.31B | PEN 38.37B |
| FY2024 | PEN 21.50B | PEN 5.50B | PEN 13.41B | n/a | 69.09 | PEN 47.51B | PEN 28.43B | PEN 34.35B |
| FY2023 | PEN 19.75B | PEN 4.87B | PEN 2.93B | n/a | 61.08 | PEN 33.85B | PEN 27.39B | PEN 32.46B |
| FY2022 | PEN 16.94B | PEN 4.65B | -PEN 2.05B | n/a | 58.13 | PEN 34.07B | PEN 26.52B | PEN 29.00B |
Valuation history
| Year | Snapshot date | Market cap | P/E | Dividend yield | Annual dividend/share |
|---|---|---|---|---|---|
| 2026 | 2026-10-12 | USD 30.33B | 14.1 | 0.4% | 1.46 |
| 2025 | 2025-12-31 | USD 22.78B | 11.8 | n/a | n/a |
| 2024 | 2024-12-31 | USD 14.56B | 10.0 | 2.1% | 3.84 |
| 2023 | 2023-12-29 | USD 11.92B | 8.9 | 0.5% | 0.68 |
| 2022 | 2022-12-30 | USD 10.79B | 8.9 | 0.3% | 0.4 |
| 2021 | 2021-12-31 | USD 9.71B | 10.6 | n/a | n/a |
Dividend history
Latest trailing dividend snapshot: annual dividend/share 1.46 USD, yield 0.4%.
| Year | Dividends/share |
|---|---|
| FY2024 | 3.84 PEN |
| FY2023 | 0.68 PEN |
| FY2022 | 0.4 PEN |
About Credicorp Ltd
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts.
ETFs that hold Credicorp Ltd
Credicorp Ltd is one of the ten largest holdings of 5 ETFs that investors in Europe can buy, most traded first:
Compare every fund on the same index:
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Frequently asked questions
Is Credicorp Ltd overvalued or undervalued?
Bullrun's valuation model currently marks Credicorp Ltd as 17.6% overvalued.
What is Credicorp Ltd's market cap?
Credicorp Ltd's market capitalization is USD 30.33B.
What is Credicorp Ltd's P/E ratio?
Credicorp Ltd's price-to-earnings (P/E) ratio is 14.1.
Does Credicorp Ltd pay a dividend?
Credicorp Ltd has a dividend yield of 0.4%.
What does Credicorp Ltd do?
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts.