POSTNL risk profile
57 Elevated one input has moved against it
Measured 21 October 2026 from PNL.AS's filed statements. Recomputed nightly.
57 (Elevated), driven by Concentration at 79, over 5 weighted categories on the MANUFACTURER profile.
What is measured
| Mechanism | Reading | Band | Direction | Driver |
|---|---|---|---|---|
| Market expectation | 44 | Elevated | Stable | Drawdown from the 52-week high — 31.1% |
| Operating pressure | 28 | Normal | Easing | Costs outgrowing revenue — +1.1 percentage points |
| Cash conversion | 40 | Elevated | Worsening | Free-cash-flow margin — 3.2% |
| Leverage and coverage | Reads total_debt, cash_and_cash_equivalents, ebitda, interest_expense, total_current_assets, total_current_liabilities and a disclosed CET1 ratio, for a bank or insurer. No reading is stored for this company. | |||
| Competitive position | 65 | Stretched | Stable | Operating-margin gap against peers — -6.9 percentage points |
| Concentration | 79 | Stretched | Stable | Geographic concentration — 6,736 HHI |
These are descriptive readings of disclosed mechanisms, not investment advice, and not a prediction. A band says where a measured input sits, never what to do about it or what happens next.